International mobile/cards payment/FinTech consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with more than 20 years’ experience consulting to cards and payment companies. Managed and delivered over 100 strategic consulting projects for more than 60 clients in fifteen countries, advising issuers, acquirers, networks and processors on product direction and competitive positioning, delivering millions of dollars in new revenue or operating cost savings. Recognized for insights on the future of payments through frequent keynote speaking and writing, as member of US Payments Forum, charter member of Faster Payments Council, and co-founder of NYPAY. Recently quoted in the NY Times on the topic of faster payments fraud.
- Co-authored US Payments Forum publications “Update – Mobile and Digital Wallets: U.S. Landscape and Strategic Considerations for Merchants and Financial Institutions” (2025), “Leading Practices for Securing Mobile and Contactless Payments” (2024), “Exploring Data Elements in Mobile Payment Transactions “ (2024)
- Chaired the sixth, seventh and eighth annual Real-Time Payments and Fraud/XBP Summits in New York Sept 2023-2024
- Moderated the Domestic Network Panel at the USPF Member meeting, Nov 2024
- Certified Smart Card Industry Professional and Accredited Faster Payments Professional (Nacha)