Join the Testing & Certification Working Committee for a collaborative working session focused on advancing new projects and addressing evolving industry needs. The committee will kick off two new initiatives — EMVCo C8 101 and EMV Regression vs. Recertification — designed to help clarify requirements and reduce confusion around testing pathways and certification expectations.

The group will also review feedback gathered from the recent acquirer survey and discuss how those insights may shape future guidance or education efforts. As testing environments, specifications, and implementation timelines continue to evolve, attendees are encouraged to raise new concerns, share operational challenges, and help prioritize the committee’s next steps.

Led by: Henk van Dam, Fime

Join the Emerging Payments Working Committee for a forward-looking working session focused on reviewing progress and setting the next wave of priorities. The group will begin with a look back at the past 12 months of completed and in-flight projects, followed by a revisit of high-interest pipeline topics including stablecoins, passkeys, verified credentials, cross-border wallets, recurring payment controls, and trusted onboarding and re-provisioning.

The session will then shift into an active brainstorming and prioritization discussion, with the goal of shortlisting one to two topics to activate next. Members will collaborate to identify potential project leads, SOW owners, and supporting contributors. The session will conclude with clear next steps, ownership assignments, and timelines to move selected initiatives forward.

Led by: Deborah Baxley, PayGility Advisors and Bradford Loewy, Bulloch Technologies by DFS

Join the Mobility and Transport Payments Working Committee for a foundational working session focused on clarifying scope, direction, and priorities under the committee’s new name and charter. The group will review the updated charter and engage in discussion to define what “mobility” and “transport” mean within the context of payments.

Members will explore practical examples across transit, shared mobility, and broader transportation ecosystems to better understand how these categories intersect and where boundaries should be drawn. The session will focus on identifying areas of overlap, refining the committee’s scope, and aligning on how the group will position its work moving forward. Attendees are encouraged to contribute perspectives and help shape the committee’s evolving focus.

Led by: Lawrence Sutton, Consult Hyperion

Join the Payments Fraud Working Committee for a collaborative working session focused on current initiatives and emerging fraud trends. The group will review ongoing projects and recent publications, including the EMV 3DS mini-series briefs, the machine learning podcast, the AI-related scams educational deck, and the Agentic Commerce white paper.

The session will then open into an interactive discussion where members can share observations on evolving fraud patterns, emerging threats, and key risks to monitor in the coming year. Attendees are encouraged to bring forward hot topics, operational challenges, and ideas for future guidance as the committee continues to strengthen cross-industry fraud education and mitigation efforts.

Led by: Megan Munroe, Visa