On-site Training

Half Day Payments Fundamentals (Wednesday, 4th March, 8am-12 noon)

Secure Technology Alliance Members $450

(contact your primary representative for the discount code)
Non-Members $550
Limit 45 seats (first come – first served)

Payments, EMV and Mobile Fundamentals

This half-day course offers an high level introduction to fundamentals of card payments, EMV technology, contactless, and mobile payments technologies.

This course is designed for project and program managers, sales professionals, and business development teams involved in the payments industry and those involved in identity solutions who want to better understand the payments landscape. It is also ideal for newcomers who need to gain a solid understanding of payments fundamentals and be able to clearly explain key concepts to colleagues and clients.

Learning Outcomes

By the end of this course you will be able to:

Understand card payment systems, types of payment systems, core payment functions, key stakeholders and payment credentials
Gain a good understanding of EMV transaction flows
Understand testing and certification processes for EMV devices
Learn how EMV standards serve as the foundational platform for contactless and mobile payment technologies
Understand standards for NFC-based transactions

Who Should Attend

This half-day Payment Fundamentals training workshop is designed for a diverse audience that includes project managers, sales professionals and business development teams within the financial services industry and related fields. The following individuals would benefit from attending:

Banking and Financial Services Professionals
Identity Professionals
Technology and IT Professionals
FinTech Entrepreneurs and Startups
Regulatory and Compliance Officers
Consultants and Advisors
Academia and Research
Government and Regulatory Bodies
Others, such as Customer Experience Managers, Marketing and Investors Professionals

Course Content

This course includes three modules to cover Payment Fundamentals, EMV and Mobile Payments.

Module One – Payment System Overview

Introduction to Payment Systems
Key Stakeholders in a Payment Transaction
Overview of Payment System Models
Core Functions of a Payment System
Settlement Mechanisms and Finality
Ownership Models and Regulatory Frameworks
Risk Management in Payment Systems
New Payment Technologies – Open Banking
Introduction to Fraud Trends and Security Techniques

Module Two – EMV Fundamentals

Introduction to EMV Chip Technology
Key Concepts and Terminology in EMV
EMV Standards
Benefits of EMV: Fraud Reduction, Multi-Application Support, and Offline Risk Management

EMV Certification and Personalization
- Overview of EMV Certification Processes and Compliance Requirements
- Personalization Systems: Card and Terminal Personalization

EMV Transactions and Security
- Step-by-Step Breakdown: The 12 Stages of an EMV Transaction
- High Level Key Management and EMV Security Architecture

Module Three – NFC and Mobile Payments

Market Overview: Contactless and Mobile Payment Adoption
Benefits and Use Cases of Contactless Payments
Key Contactless Standards
Components of Mobile Payments:
- Secure Element (SE)
- Trusted Service Manager (TSM)
- Over-the-Air (OTA) Provisioning
Card and Application Lifecycle Management
Payment Applets and User Interface Integration
Middleware and Backend Interactions

The Payment Fundamentals training workshop, is brought to you by Secure Payments Academy, America’s Payments Experts and led by skilled instructors. This course is a high level guide into “How the new card payment technologies work”

Students will receive a course workbook and completion certificate at the conclusion of this 1/2-day workshop. For more information and to register STA Summit.

For other courses please see Secure Payments Academy.

Introduction to the mobile Drivers License ecosystem (Tuesday, March 3rd, 1-5pm)

Secure Technology Alliance Members $750

(contact your primary representative for the discount code)
Non-Members $950
Limit 45 seats (first come – first served)

Introduction to mdoc/mDL ecosystem agenda

Half-day Training Agenda

Introduction
- Digital Identity
- DL x mDL
- mdoc
mDL/mdoc use cases
- On site use cases
- Remote use cases
The standardization and regulatory landscape
- Global status of mDL/mdoc implementations
- ISO groups and specifications
- Other specifications
- Regulatory landscape per region
Break
mDL/mdoc ecosystem and transaction flow
- On site transaction flow
- Remote transaction flow
Quiz

Goal

This introductory training aims to familiarize participants with the fundamentals of mobile driver’s licenses (mDL) and mobile documents (mdoc), including their role in digital identity, key concepts, and practical use cases. It provides an overview of global standardization efforts, regulatory frameworks, and implementation status, while also explaining how mDL/mdoc transactions work in both on-site and remove scenarios. The session concludes with a quiz to reinforce key learnings.

Target Audience

Professionals and organizations seeking an introduction to the mDL/mdoc ecosystem.
Individuals interested in understanding the foundational concepts and transaction flows of mDL/mdoc.
Stakeholders aiming to gain a global perspective on mDL/mdoc implementations and associated regulatory frameworks.

Time

Typical time 4h, it may vary due to audience interaction.

The Deepfake Summit

March 2026, Houston Texas

Co-located with the STA’s 2026 Payments & Identity Summit

Date: Monday 2nd March 1pm-5.45pm

Price $750
Limit 100 seats (first come – first served)

Purpose of the Summit

The Deepfake Summit is an executive forum addressing one of the most urgent, and disruptive forces shaping modern payments and identity ecosystems: AI-generated deepfakes and synthetic identities.

These emerging threats challenge every assumption about secure onboarding, authentication, fraud mitigation, and trust. As financial services, fintech, and payments providers accelerate toward frictionless digital experiences, the risk surface expands dramatically.

Rooted in The Prism Project’s Resilient Trust Framework, the Summit delivers a concentrated, interdisciplinary conversation providing context, frameworks, trends, and strategic guidance for decision-makers across financial services, fintech, payments, government, and digital identity ecosystems to understand the threat landscape, deploy effective countermeasures, and prepare for an AI-driven future.

Target Audience

Financial institutions, issuers, payments networks
Fintech platforms, neobanks, digital wallets
Identity verification, biometrics, and authentication providers
Cloud & platform providers
Risk, fraud, compliance, cybersecurity leaders
Policymakers, regulators, and trust framework organizations

Key Outcomes for Attendees

Understand the new AI-powered fraud frontier
Deepfakes and synthetic identities are redefining attacks on onboarding, account takeover, and customer authentication.
Learn why “Resilient Trust” is critical to creating sustainable identity solutions
A blueprint for identity lifecycle hardening in payments & digital finance.
Understand the power of the ecosystem as a driver of fraud detection and prevention
Payments, identity, cloud, device, and risk teams all play a role—coordination is essential.
Hear from leaders shaping the response
Banks, fintechs, payments, identity technology and solution providers, government, and industry organizations like the Kantara Initiative, DIACC, and FIDO Alliance.
Identify actionable next steps
Controls, investments, governance, and operational changes needed.

Why STA & Co-Sponsors Should Care

Deepfake-enabled fraud is accelerating faster than traditional controls.
Payments modernization (RTP, digital wallets, identity-bound payments) increases exposure.
Regulatory expectations around AI, identity proofing, and consumer protection are rising.
Industry-wide collaboration is now a necessity.

The Deepfake Summit positions STA, its members, and its partners as leaders in the next frontier of digital trust.