Generated by All in One SEO Pro v4.9.3, this is an llms.txt file, used by LLMs to index the site. # Identity & Payments Summit By the Secure Technology Alliance ## Sitemaps - [XML Sitemap](https://www.stasummit.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Announcements](https://www.stasummit.com/announcements/) - [2026 Identity & Payments Summit Introduces New On-Site Trainings and Exclusive Deepfake Event](https://www.securetechalliance.org/2026-identity-payments-summit-introduces-new-on-site-trainings-and-exclusive-deepfake-event/) - [2026 Identity & Payments Summit Issues Call for Speakers](https://www.securetechalliance.org/2026-identity-payments-summit-issues-call-for-speakers/) - [Identity & Payments Summit: Mobile Driver’s License Technology Showcase Returns with Interoperability Testing Event](https://www.securetechalliance.org/identity-payments-summit-mobile-drivers-license-technology-showcase-returns-with-interoperability-testing-event/) - [2026 Identity & Payments Summit Topics Revealed](https://www.securetechalliance.org/2026-identity-payments-summit-topics-revealed/) ## Pages - [Home](https://www.stasummit.com/) - Gold sponsor: Frictionless Futures: The Convergence of Payments, Identity & Trust Houston March 2-4, 2026 Days Hours Minutes Seconds The Identity and Payments Summit will bring together leaders from the payments, identity and access communities to tackle industry challenges head-on, share first hand how those challenges impact each stakeholder, and provide a platform for all - [2026 Agenda](https://www.stasummit.com/2026-agenda/) - 2026 Agenda Day 1Monday03/02/2026 Day 2Tuesday03/03/2026 Day 3Wednesday03/04/2026 mDL Technology ShowcaseSponsored by OneProof U.S. Payments Forum Member Meeting No schedule found. 9:00 am – 9:30 am Welcome and Opening of the U.S. Payments Forum Member Meeting 9:30 am – 10:15 am Token Lifecycle Management: Education, Risk, and Real-World Perspectives 10:15 am – 11:00 am From - [On-site Training](https://www.stasummit.com/on-site-training/) - On-site Training Payments Fundamentals Introduction to the mobile Drivers License ecosystem The Deepfake Summit Half Day Payments Fundamentals (Wednesday, 4th March, 8am-12 noon) Secure Technology Alliance Members $450 (contact your primary representative for the discount code) Non-Members $550 Limit 45 seats (first come – first served) Register Now Payments, EMV and Mobile Fundamentals This half-day - [Pricing](https://www.stasummit.com/pricing/) - Attendee Pricing The 2026 Identity & Payments Summit brings together hundreds of diverse industry decision-makers from across the identity and payments ecosystems. The event is an excellent opportunity to learn, network and connect with industry experts.In 2026, we are building on the success of last year’s mDL Technology Showcase and adding an interoperability event. For - [mDL Technology Showcase](https://www.stasummit.com/mdl-technology-showcase/) - Take Part in the mDL Technology Showcase An All-Access Summit Pass gives you access to the mDL Technology Showcase. Mobile driver’s licenses (mDLs) are revolutionizing the way we identify ourselves in the digital age and empowering people to ditch their physical wallets. It’s a secure, contactless and privacy-focused identity credential for age verification, traveling through - [2026 Sponsorship & Exhibitor Prospectus](https://www.stasummit.com/prospectus/) - Sponsorship & Exhibitor Prospectus Continuing the momentum of the Identity & Payments Summit in February 2025, where diverse organizations and individuals came together to share implementation experiences, collaborate, network and educate colleagues on topics related to identity, access and payments and how those industries are converging, the Secure Technology Alliance is pleased to announce the - [Call for Speakers](https://www.stasummit.com/call-for-speakers/) - 2026 Call for Speakers Industry experts and innovators are invited to submit a speaking proposal for the 2026 Identity & Payments Summit. Speakers will be communicating directly to decision-makers who play an active role in influencing the outlook for the Identity, Access, and Payments industries.The conference welcomes vendor-neutral, future-focused presentations that address topics related to - [2025 Agenda](https://www.stasummit.com/2025-agenda/) - 2025 Agenda Download the Digital Showguide Presentations, where available, can be downloaded from the ‘Presentation Available’ button. Day 1Monday02/24/2025 Day 2Tuesday02/25/2025 Day 3Wednesday02/26/2025 mDL Technology Showcase (OneProof) U.S. Payments Forum Member Meeting 9:00 am – 10:00 am Showcase setup Organizers: mDL Tech Integrations Working Group, Use Case Teams 10:00 am – 11:30 am Cross testing - [Gallery](https://www.stasummit.com/gallery/) - Gallery - [2024 Presentations](https://www.stasummit.com/2024-presentations/) - 2024 Presentations Showguide Download Showguide Monday, February 26 Welcome and Opening – 2024 STA Identity & Payments Summit Conference8:00 AM-8:30 AM MSTJason Bohrer, Executive Director, Secure Technology AllianceLes Matthews, Executive Vice President – Head of Services for North America, Mastercard Download Presentation Download Presentation Keynote – Unified Identity for the Modern World8:30 AM-9:15 AM MSTSpeaker: ## My Templates - [Session Single Template](https://www.stasummit.com/?elementor_library=elementor-single-page-113) - Session Single Template – About the session Speakers No speakers found. - [Announcements Archive](https://www.stasummit.com/?elementor_library=announcements-archive) - Announcements 2026 Identity & Payments Summit Introduces New On-Site Trainings and Exclusive Deepfake Event January 15, 2026 2026 Identity & Payments Summit Topics Revealed November 10, 2025 Identity & Payments Summit: Mobile Driver’s License Technology Showcase Returns with Interoperability Testing Event October 14, 2025 2026 Identity & Payments Summit Issues Call for Speakers August 4, - [Header Template](https://www.stasummit.com/?elementor_library=header-template) - Content area - [Speaker Single Template](https://www.stasummit.com/?elementor_library=elementor-single-page-93) - See all speakers SPEAKER Speaker Single Template Lori Daigle joined the AAMVA (American Association of Motor Vehicle Administrators) Identity Management Team in November of 2023 as a Program Specialist. Her current role is Program Manager, Outreach & Education focusing on the mDL ecosystem and working to enhance Relying Party outreach and engagement. Lori has presented - [Speakers Archive Template](https://www.stasummit.com/?elementor_library=elementor-archive-96) - Speakers Mayank Agrawal CEO & Co-founder Roundtable Cesar Alvarez Solution Consultant Entersekt Shubham Anandani Cody Banks SVP, Product Experience & Enablement Velera Marcelo Belini-Garcia Vice President – Digital Identity Consult Hyperion Charlie Boyd Senior Product Manager, Global Payments Solutions (GPS) Bank of America Andy Cease Director of Global Marketing Entrust Ben Chance General Manager, Identity - [Posts Loop Item](https://www.stasummit.com/?elementor_library=posts-loop-item) - Posts Loop Item December 3, 2025 - [Default Kit](https://www.stasummit.com/?elementor_library=default-kit) - [Sessions List Template in Agenda](https://www.stasummit.com/?elementor_library=elementor-loop-item-2) - – Sessions List Template in Agenda - [Speaker Loop Template](https://www.stasummit.com/?elementor_library=elementor-loop-item) - Speaker Loop Template - [mDL Table Signup Popup](https://www.stasummit.com/?elementor_library=mdl-table-signup-popup) - Content area - [LEAP Signup Popup](https://www.stasummit.com/?elementor_library=leap-signup-popup) - Content area - [Footer Template](https://www.stasummit.com/?elementor_library=footer-template) - Content area ## Sessions - [Unlocking Offline adoption of crypto-currency payment and agentic AI through biometric verification](https://www.stasummit.com/session/unlocking-offline-adoption-of-crypto-currency-payment-and-agentic-ai-through-biometric-verification/) - As cryptocurrency payments—especially stablecoins—and Agentic AI continue to transform digital commerce, their offline potential remains largely untapped. With the convergence of online and offline experiences accelerating, the arrival of these innovations in retail is no longer a question of if—but when. In this transition, biometric verification will serve as the critical linchpin for a secure - [The Prism of Trust: Building Resilient Identity-Payments Ecosystems](https://www.stasummit.com/session/the-prism-of-trust-building-resilient-identity-payments-ecosystems/) - Generative AI fraud and escalating privacy mandates are reshaping the foundation of identity and payments. This session introduces the 2025 Prism Framework—integrating Fraud & Deepfake Resilience, Privacy & Compliance Integration, and Customer Experience Differentiation—to reveal how convergence, not silos, defines future-ready trust ecosystems. Attendees will learn how resilience, privacy, and seamless experience can co-exist to - [Payments Automation: How Far Is Too Far?](https://www.stasummit.com/session/payments-automation-how-far-is-too-far/) - Join Bank of America to explore how AI and automation are reshaping the payments ecosystem. From embedded payments to servicing, to workflow management tools, to back‑office claims processing, we’ll examine where automation is delivering the most value—and where it may introduce new risks. Are we striking the right balance between efficiency and human oversight? And - [From one click to one tap to pay: How next-gen digital wallets are unlocking account to account payments in-store with NFC](https://www.stasummit.com/session/from-one-click-to-one-tap-to-pay-how-next-gen-digital-wallets-are-unlocking-account-to-account-payments-in-store-with-nfc/) - Digital wallets and retailers are evolving beyond closed-loop ecosystems by combining alternative payment methods with EMV-grade technology, enabling proximity payments with global reach. As Apple opens NFC access on iOS (HCE in Europe and SE in the U.S. and other markets) and contactless adoption accelerates, wallets and PLCs can now deliver seamless Tap to Pay - [Welcome and Opening - 2026 STA Identity & Payments Summit](https://www.stasummit.com/session/welcome-and-opening-2026-sta-identity-payments-summit/) - [Breakfast and Exhibit Hall](https://www.stasummit.com/session/breakfast-and-exhibit-hall/) - [Morning Break and Exhibit Hall](https://www.stasummit.com/session/morning-break-and-exhibit-hall/) - [General Session: The New Face of Fraud: Identity, AI and the Next Generation of Threats](https://www.stasummit.com/session/general-session-the-new-face-of-fraud-identity-ai-and-the-next-generation-of-threats/) - Fraud has entered a new era—fueled by generative AI, synthetic identities, and biometric spoofing. Drawing from fintech risk leadership and AI strategy, Lucy unveils how identity threats evolve across lending, payments, and onboarding. She explores ethical implications of financial expression analysis, deepfake detection, and next-gen behavioral analytics. This keynote offers actionable insight for building trusted - [Proving You’re You: Modern Authentication Without the Friction](https://www.stasummit.com/session/proving-youre-you-modern-authentication-without-the-friction/) - Authentication is no longer just a security function, it’s a core part of the customer journey. In this session, experts from Vonage, IDEMIA, and Capital One examine how organizations are rethinking authentication to reduce friction while staying ahead of sophisticated fraud. From biometrics and behavioral signals to orchestration across channels, the panel will share insights - [Welcome Cocktail Reception](https://www.stasummit.com/session/welcome-cocktail-reception/) - [Session Transition Time](https://www.stasummit.com/session/session-transition-time-2/) - [Breakout Sessions – Group 3](https://www.stasummit.com/session/breakout-sessions-group-3/) - Transit Working Committee Session Agentic Commerce Working Group Session -->Emerging Payments WC - [Afternoon Break](https://www.stasummit.com/session/afternoon-break/) - [Breakout Sessions – Group 2](https://www.stasummit.com/session/breakout-sessions-group-2/) - Payments Fraud Working Committee Session EV Open Payments Working Committee Session - [Breakout Sessions – Group 1](https://www.stasummit.com/session/breakout-sessions-group-1/) - Testing & Certification Working Committee Session Emerging Payments Working Committee Session - [Session Transition Time](https://www.stasummit.com/session/session-transition-time/) - [Merchant and Issuer Special Interest Group](https://www.stasummit.com/session/merchant-and-issuer-special-interest-group/) - [Lunch](https://www.stasummit.com/session/lunch-2/) - [Why Accept mDL Now? How to Win Approval and Start Solving Identity Problems](https://www.stasummit.com/session/why-accept-mdl-now-how-to-win-approval-and-start-solving-identity-problems/) - [Morning Break](https://www.stasummit.com/session/morning-break/) - [From Concept to Controls: The U.S. Payments Forum’s Work on Agentic Commerce](https://www.stasummit.com/session/from-concept-to-controls-the-u-s-payments-forums-work-on-agentic-commerce/) - [Token Lifecycle Management: Education, Risk, and Real-World Perspectives](https://www.stasummit.com/session/token-lifecycle-management-education-risk-and-real-world-perspectives/) - [Welcome and Opening of the U.S. Payments Forum Member Meeting](https://www.stasummit.com/session/welcome-and-opening-of-the-u-s-payments-forum-member-meeting/) - [How EMVCo is Exploring Advances in Digital Identity and Payments](https://www.stasummit.com/session/how-emvco-is-exploring-advances-in-digital-identity-and-payments/) - As advances in digital identity and payments technology drive rapid change, EMVCo is collaborating with industry stakeholders across the world to support the continued development of EMV® Specifications and programmes that enable seamless and secure payments worldwide. This presentation will explore how the EMV Specifications are evolving to address: Industry developments in authentication – including - [Physical Access Control at Google](https://www.stasummit.com/session/physical-access-control-at-google/) - Abhishek is on the Google Wallet team that builds digital mobile credentials like Digital Student ID, Corporate ID, Hotel Keys and Residential Keys. This presentation is about the current and future state of mobile digital credentials and how Google can play an important role in that transformation. It would also go into detail to explain - [Authenticity, Uniqueness, and Credibility: Reimagining Digital Identity for the Professional Era](https://www.stasummit.com/session/authenticity-uniqueness-and-credibility-reimagining-digital-identity-for-the-professional-era/) - In a world where AI can generate convincing personas in seconds, how do we preserve what makes a professional identity authentic, unique, and credible? At LinkedIn, we’ve spent years evolving Member Identity beyond static profiles into a living, trust-based framework that empowers individuals while protecting the integrity of the professional ecosystem. This talk introduces the - [DMV Panel](https://www.stasummit.com/session/dmv-panel/) - This panel will cover the wins and opportunities in the several states represented for an educational look for those states to yet roll out mDLs. - [Making Digital Identity a Reality: Building a global trust network](https://www.stasummit.com/session/making-digital-identity-a-reality-building-a-global-trust-network/) - Digital identity frameworks are rapidly maturing. In the USA mDLs are scaling with more than 10M expected to be issued soon; the EU member states have a 2026 deadline to adopt the EUDI wallets; while other countries including Australia, Japan and India are implementing solutions; multiple initiatives are underway looking for global interoperability. In this - [Eligibility & Mobility: Leveraging Digital ID to Optimize Transit Benefits](https://www.stasummit.com/session/eligibility-mobility-leveraging-digital-id-to-optimize-transit-benefits/) - Public transit benefits programs are essential for equitable mobility, yet today’s manual eligibility processes are costly, fragmented, and prone to misuse. This session explores how digital identity transforms verification—streamlining access, protecting privacy, and linking benefits seamlessly with payments. As we work toward a “Frictionless Future” for mobility, we will showcase real-world transit pilots that illustrate - [The State of the mDL Ecosystem - Data, Trends and Strategies to Move the Ecosystem Forward](https://www.stasummit.com/session/the-state-of-the-mdl-ecosystem-data-trends-and-strategies-to-move-the-ecosystem-forward/) - This session will discuss the current state of the mDL ecosystem, including jurisdictional mDL implementations and updates, Digital Trust Service participation, mDL use case exploration, Relying Party outreach and engagement, the number of mDLs in the ecosystem and will reveal strategies and lessons learned to promote the growth of the mDL ecosystem and capitalize on - [Leveraging Biometric Identity Verification to Mitigate Enterprise Identity Fraud](https://www.stasummit.com/session/leveraging-biometric-identity-verification-to-mitigate-enterprise-identity-fraud/) - The session will discuss the multitude of ways that biometric identity verification can be combined with other services or processes to mitigate identity fraud across the enterprise. Use cases will include: identity fraud related to immigration fraud/employment verification; corporate espionage; and malignant nation-states. - [Seeing Isn't Believing: How Deepfakes Bypass Human Trust](https://www.stasummit.com/session/seeing-isnt-believing-how-deepfakes-bypass-human-trust/) - As generative AI rapidly improves, deepfakes have crossed the threshold of human perception—making it nearly impossible to distinguish real from fake. What was once an amusing novelty has become a powerful fraud weapon, capable of breaching onboarding systems, financial platforms, and even live interviews. This session explores how deepfakes exploit cognitive trust, how human review - [Privacy by Deployment: the Make or Break Question for mDL Adoption is Acceleration](https://www.stasummit.com/session/privacy-by-deployment-the-make-or-break-question-for-mdl-adoption-is-acceleration/) - Mobile driver’s licenses will scale when policy, governance, and privacy frameworks remove bottlenecks instead of adding them. This session argues that the success of privacy-preserving digital IDs hinges on real-world acceptance and lays out ways to accelerate adoption with guardrails that actually improve user outcomes. - [Wrap Up/Closing Remarks](https://www.stasummit.com/session/wrap-up-closing-remarks/) - [Process Turing Test - a new framework for distinguishing humans from AI that goes beyond linguistic output to analyze behavioral dynamics](https://www.stasummit.com/session/process-turing-test-a-new-framework-for-distinguishing-humans-from-ai-that-goes-beyond-linguistic-output-to-analyze-behavioral-dynamics/) - This presentation introduces the Process Turing Test, a new framework for distinguishing humans from AI that goes beyond linguistic output to analyze behavioral dynamics. As LLMs routinely pass text-based Turing Tests, we need methods that probe the underlying architecture of intelligence through perception, control, and decision-making patterns. Using process tracing data from canonical cognitive tasks - [When Fraud Walks Through Your Front Door: AI frauds in Hiring](https://www.stasummit.com/session/when-fraud-walks-through-your-front-doorai-frauds-in-hiring/) - Fraudsters aren’t just targeting customers—they’re infiltrating companies themselves. This session reveals real-world cases where applicants used deepfakes and stolen identities during job interviews, based on Socure’s direct experience uncovering these attempts. We’ll unpack the red flags that gave them away, from inconsistent facial motion to mismatched PII, and explain how modern identity verification tools can - [From KYC to KYA: Building trust in agent-driven commerce](https://www.stasummit.com/session/from-kyc-to-kya-building-trust-in-agent-driven-commerce/) - As AI agents begin booking travel, negotiating prices, and making purchases autonomously, payments and identity ecosystems face a new trust challenge: Know Your Agent (KYA). This session explores the concept of KYA, to envision a trust and governance model for agent-driven transactions. Attendees will gain a forward-looking roadmap to prepare infrastructure, risk frameworks, and regulations - [AI panel](https://www.stasummit.com/session/ai-panel/) - This session will discuss how AI is evolving from a technology perspective and how it can be used for good and for bad across industries. - [Taming Cryptographic Chaos: Securing and Streamlining your Digital Trust Foundation](https://www.stasummit.com/session/taming-cryptographic-chaos-securing-and-streamlining-your-digital-trust-foundation/) - As cryptographic assets multiply across cloud and hybrid environments, many organizations struggle to maintain visibility and control. This session explores how to rein in cryptographic sprawl through integrated management of keys, certificates, and secrets - strengthening Zero Trust architectures and enabling a smooth, organized transition to post-quantum cryptography. Learn practical steps to modernize your cryptographic - [Unhackable by Design: Quantum Entanglement Meets Cryptography](https://www.stasummit.com/session/unhackable-by-design-quantum-entanglement-meets-cryptography/) - Quantum Key Distribution (QKD) represents a fundamental shift in secure communications. Unlike traditional encryption methods that rely on complex mathematics, QKD uses the principles of quantum mechanics—particularly entanglement and the no-cloning theorem—to generate and share secret keys between parties with absolute security. This session explores how QKD works, why it’s considered unbreakable by classical or - [The Opportunity of Convergence: Mobile, AI and Authentication](https://www.stasummit.com/session/the-opportunity-of-convergence-mobile-ai-and-authentication/) - As digital ecosystems evolve, the convergence of mobile technology, artificial intelligence, and authentication is redefining how trust is established in a connected world. This session explores how these three powerful forces are coming together to create seamless, secure, and personalized user experiences — from adaptive authentication powered by AI and next generation credentials that merge - [Concierge Payments: How Human Centered Service is Transforming Fintech](https://www.stasummit.com/session/concierge-payments-how-human-centered-service-is-transforming-fintech/) - As automation reshapes the payments landscape, many fintechs have sacrificed service quality for speed. Ecrypt Inc. is redefining what “smarter, faster payments” mean by combining advanced processing technology with concierge-level, U.S.-based support. This session explores how human expertise and technology together create a high-trust ecosystem for merchants, improving compliance, chargeback management, and customer retention. Panelists - [Enabling Secure Tap-Free Payments: FiRA's Latest UWB features for transit and payments](https://www.stasummit.com/session/enabling-secure-tap-free-payments-firas-latest-uwb-features-for-transit-and-payments/) - As mobile and contactless payment and fare systems expand, balancing convenience, total cost of ownership, and security becomes important. FiRa recently added various new features to its ultra-wideband (UWB) implementation, which adds a new dimension to several payment-related use cases. Be it to ease the retail checkout, toll collection or car park payments or open- - [Establishing Trust in CNP Payments: Signals, Data and the Path to Frictionless](https://www.stasummit.com/session/establishing-trust-in-cnp-payments-signals-data-and-the-path-to-frictionless/) - How can we secure card-not-present transactions without adding friction? Explore a range of strategies that utilize the latest frictionless technologies and data signals, and the importance of a collaborative financial ecosystem in combatting emerging fraud and ensuring seamless user experiences: Merits of diverse data inputs: behavioral analytics, behavioral biometrics and contextual data Advanced authentication options - [The Future of Payments: Identity Centric Security as the New Currency](https://www.stasummit.com/session/the-future-of-payments-identity-centric-security-as-the-new-currency/) - The future of banking hinges on the convergence of payments and identity. As fraudsters weaponize AI, including agentic AI, biometric spoofs, and deepfakes, traditional defenses are falling short. This session explores how banks can create trusted digital ecosystems by binding strong identity to every financial customer interaction – from sign-up to login to checkout. Gain - [Agentic Commerce - Starting to Answer the Questions](https://www.stasummit.com/session/agentic-commerce-starting-to-answer-the-questions/) - With the introduction of agentic commerce capabilities from AI providers, there is a flurry of questions from all participants in the ecosystem. Agentic commerce can be a true disruptor to the card payments environment, and all parties are key stakeholders in ensuring a stable and productive environment. This panel addresses key questions from the perspectives - [Biometrics Initiated Transactions - Are we there yet?](https://www.stasummit.com/session/biometrics-initiated-transactions-are-we-there-yet/) - This session explores makes the distinction between biometric-initiated transactions (BITs) and Biometrics Authentication for Payments. While the industry has explored biometrics authentication for payments like the use of CDCVM and passkeys, today, there is a concrete move towards Biometrics Initiated Transactions (BIT) where the human body itself is becoming the most natural and secure way - [General Session: How the payments and digital ID acceptance are coming together in real world examples](https://www.stasummit.com/session/general-session-how-the-payments-and-digital-id-acceptance-are-coming-together-in-real-world-examples/) - In this interactive session, Yash Shah of Credence ID and Fernando Herkenhoff of HID will discuss what the convergence of payments and identity in high-value purchases means for authentication, convenience, and fraud prevention. They will begin with introductions, then delve into use cases including hotel self-check-in, buy online - pick up store, and equipment and - [General Session: Future Outlook Fireside Chat](https://www.stasummit.com/session/general-session-future-outlook-fireside-chat/) - Visionaries in their respective fields of payments and identity, Cody and Jelena will discuss the trends that they are seeing across the payments and identity landscapes and how the two industries may converge. - [Keynote: Building Trust with Strangers - Identity's crucial role in a safe payments ecosystem](https://www.stasummit.com/session/keynote-building-trust-with-strangers-identitys-crucial-role-in-a-safe-payments-ecosystem/) - This session is a deep dive on impacts for online marketplaces: customer behavior, risks, and opportunities. Attendees will hear about Airbnb's approach to implementing digital identification, receive an EU Regulatory Update including the state of play of eIDAS 2.0, national implementations across EU 27 Member States and early learnings from Airbnb’s EU implementations. - [Wavestone - Europe Happenings Around Identity](https://www.stasummit.com/session/wavestone-europe-happenings-around-identity/) - [Afternoon Break and Exhibit Hall](https://www.stasummit.com/session/afternoon-break-and-exhibit-hall-2/) - [Morning Break and Exhibit Hall](https://www.stasummit.com/session/morning-break-and-exhibit-hall-2/) - [Lunch and Exhibit Hall](https://www.stasummit.com/session/lunch-and-exhibit-hall-3/) - [Lunch and Exhibit Hall](https://www.stasummit.com/session/lunch-and-exhibit-hall-2/) - [Treading the Delicate mDL Ecosystem](https://www.stasummit.com/session/treading-the-delicate-mdl-ecosystem/) - This presentation will cover AAMVA's role in the mDL ecosystem including Issuing Authority support, Relying Party value propositions, the Digital Trust Service, and how the industry can work together to expand the consumption of mDLs in North America. It will also include a visual mapping of the mDL landscape, discuss the percentage of jurisdictions in - [Cash: Where does it fit in a digital world?](https://www.stasummit.com/session/cash-where-does-it-fit-in-a-digital-world/) - Over 20% of Americans still depend primarily on cash for payments and everyday spending. This session will take a look at how payment habits have changed, but continue to include cash - facilitated by digital technology. - [Showcase setup](https://www.stasummit.com/session/showcase-setup/) - Organizers: mDL Tech Integrations Working Group, Use Case Teams - [Welcome and Opening](https://www.stasummit.com/session/welcome-and-opening/) - [Keynote: LA preparations for the globally significant upcoming events: FIFA World Cup and the Olympics - how LA is thinking about mobility and transit, access control, identity verification and payments as it prepares for millions of visitors to the city](https://www.stasummit.com/session/keynote-la-preparations-for-the-globally-significant-upcoming-events-fifa-world-cup-and-the-olympics-how-la-is-thinking-about-mobility-and-transit-access-control-identity-verification-and-paymen/) - [Contactless Open Payments in Transit: Status Report](https://www.stasummit.com/session/contactless-open-payments-in-transit-status-report/) - [The landscape of payments fraud: Trends, Threats and Prevention](https://www.stasummit.com/session/the-landscape-of-payments-fraud-trends-threats-and-prevention/) - With the growth and evolution of the payments landscape, payment fraud has transformed as well; the impact to the ecosystem extends far beyond monetary losses. The Federal Reserve's Payments System Improvement team works closely with the payments industry to help identify and understand the latest fraud trends, identify potential challenges, and collaborate on potential solutions. - [Access Control and Security in Transit](https://www.stasummit.com/session/access-control-and-security-in-transit/) - [Electronic Benefits Programs in the Transit and Parking Arenas](https://www.stasummit.com/session/electronic-benefits-programs-in-the-transit-and-parking-arenas/) - [Post Quantum Cryptography](https://www.stasummit.com/session/post-quantum-cryptography/) - Ever since NIST started the search for new, Quantum-safe algorithms in 2018, we have been discussing why we need to prepare our digital economy for the advent of the quantum computer. In August 2024 NIST released a new set of standards to identify and recommend some of the new, quantum-safe, algorithms for signing and key - [The Future of Closed Loop Transit Products and Linked Partnerships](https://www.stasummit.com/session/the-future-of-closed-loop-transit-products-and-linked-partnerships/) - [Mobility Applications and Strategic Partnerships](https://www.stasummit.com/session/mobility-applications-and-strategic-partnerships/) - [What's new in the World of Digital Credentials](https://www.stasummit.com/session/whats-new-in-the-world-of-digital-credentials/) - Key standards and specifications that are defining how mDLs will work in practice, especially as individuals start using them in online transactions. This session dives into the specifications defining how individuals can interact with digital wallets and mDLs. This session will demonstrate the user experiences and how it looks and behaves in practice. The work - [Afternoon Break and Exhibit Hall](https://www.stasummit.com/session/afternoon-break-and-exhibit-hall/) - [Lunch and Exhibit Hall](https://www.stasummit.com/session/lunch-and-exhibit-hall/) - [W3C/EMVCo/FIDO Roundtable](https://www.stasummit.com/session/w3c-emvco-fido-roundtable/) - [Government Subsidy Programs for Sustainable Mobility](https://www.stasummit.com/session/government-subsidy-programs-for-sustainable-mobility/) - Government programs often distribute benefits to people in the form of direct payments. In the transportation sector, these programs are designed to empower people with access to sustainable mobility options including electric vehicles, public transit, and micro-mobility services. However, transportation services are operated by a mix of public and private service providers, and benefits can - [Migrating EBT cards to chip](https://www.stasummit.com/session/migrating-ebt-cards-to-chip/) - Over a decade ago, the U.S. payments industry began the migration of credit and debit cards to EMV chip technology. While chip cards are now commonplace in the U.S., not all types of payments cards made that journey. In 2023, stakeholders across the ecosystem came together to improve security of EBT cards by implementing chip - [Meet the Experts – How nexo standards helps TotalEnergies transformed its global payments strategy](https://www.stasummit.com/session/meet-the-experts-how-nexo-standards-helps-totalenergies-transformed-its-global-payments-strategy/) - Join François Mezzina as he explores how nexo standards helps TotalEnergies transformed its global payments strategy, providing ROI, cost savings and enabling frictionless expansion while driving efficiency, innovation, and scalability. Expanding into new markets comes with payment complexities—but it doesn’t have to. nexo standards provides a global, open, and standardized payment acceptance framework. For payment - [Lunch and Exhibit Hall](https://www.stasummit.com/session/lunch-and-exhibit-hall-day-3/) - [General Session: Who You Going to Call? Fraudbusters](https://www.stasummit.com/session/general-session-who-you-going-to-call-fraudbusters/) - Ready to uncover the secrets behind thwarting fraudsters and safeguarding your business? Join us for an interactive panel discussion featuring a powerhouse panel of fraud-fighting experts who've battled the trickiest of fraudsters and emerged victorious. Session Takeaways: Learn from real-life stories of fraudsters caught in the act and understand the tactics that led to their - [Closing Remarks](https://www.stasummit.com/session/closing-remarks/) - [Registration & Networking](https://www.stasummit.com/session/registration-networking/) - [Solutions for Identity Verification (fireside chat)](https://www.stasummit.com/session/solutions-for-identity-verification-fireside-chat/) - What is possible now and in the near future to resolve some of these IDV challenges? What technology and concepts on the near horizon can improve the user experience and accuracy of IDV. - [What is your Roadmap for Enterprise Identity Security Convergence?](https://www.stasummit.com/session/what-is-your-roadmap-for-enterprise-identity-security-convergence/) - When designing an enterprise Identity and Access Management roadmap, it’s essential to consider not just the technologies of today but also those that will shape the future of digital security. Mobile Driver's Licenses (mDLs), security convergence, passkey, verifiable digital credentials, identity wallet, Gen-AI resilient identity proofing and PQC migration are some of the key components - [Challenges in Identity Verification](https://www.stasummit.com/session/challenges-in-identity-verification/) - The problems with “selfie registration" (aka onboarding, mKYC, IDV) are becoming apparent to those who depend on it and to consumers who are being asked often to front/back/selfie. We will enumerate some of them based on existing analysis. The Dark Side of Gen AI (Frances Zelazny) User Problems Registering for mDL (David Kelts) How much - [Building a Risk Management Program Jenga Style](https://www.stasummit.com/session/building-a-risk-management-program-jenga-style/) - This is a dynamic session where we construct a robust Risk Management Program using the principles of Jenga, the classic block-stacking game. Learn how to strategically assess and address the foundational elements of risk in the payments industry, ensuring each piece of your program is aligned for stability and resilience. Discover innovative approaches to risk - [Interoperability to Drive Adoption of mDL (fireside chat)](https://www.stasummit.com/session/interoperability-to-drive-adoption-of-mdl-fireside-chat/) - [mDL Tech Showcase readout](https://www.stasummit.com/session/mdl-tech-showcase-readout/) - [Morning Break and Exhibit Hall](https://www.stasummit.com/session/morning-break-and-exhibit-hall-day-3/) - [Tap to Phone PANEL](https://www.stasummit.com/session/tap-to-phone-panel/) - Tap To Phone is one of the new trends that is shaping the payment industry. It introduces a hybrid user experience, blending the convenience of traditional card payments with the power of mobile technology. From accessing banking accounts, proceeding with sensitive operations, performing authentication for account recovery to validating e-commerce transactions, relying on Tap To - [Morning Break and Exhibit Hall](https://www.stasummit.com/session/morning-break-and-exhibit-hall-day-2/) - [General Session: Wallets of the Future](https://www.stasummit.com/session/general-session-wallets-of-the-future/) - Payments, mDLs, government IDs, and other credentials are finding their way into commercial, government, and OS wallets. What is the architecture and timeline for open wallets holding multiple credentials in the control of end-users. What vision do these wallet plans implement? How and why do Relying Parties want to start right now and is it - [General Session: Cryptoagility – The moves you make now concerning quantum computing (fireside chat)](https://www.stasummit.com/session/general-session-cryptoagility-the-moves-you-make-now-concerning-quantum-computing-fireside-chat/) - The security concerns and risks for data exposure are real, but not hopeless. Organizations can take actions now to address the threats posed by quantum computing in order to protect their data, and their customers data. This fireside chat will quickly review the basics about keys, and data (including data in transit, on disk, or - [General Session: Beyond Algorithms: AI’s Role in the Future of Identity Verification](https://www.stasummit.com/session/general-session-ai-panel/) - This session will explore the evolution of AI in the realm of identity verification: examining its past, present, and future. Join our expert panel as they dive into how AI has revolutionized identity verification, the challenges it faces today, and the exciting possibilities that lie ahead in shaping secure, seamless identity solutions for the future. - [General Session: Payments and digital identity: use cases and lessons from abroad](https://www.stasummit.com/session/general-session-payments-and-digital-identity-use-cases-and-lessons-from-abroad/) - In this session, we will discuss the learnings from the digital identity initiatives in Europe, UK, Australia and New Zealand. Their digital identity ecosystems are using and piloting multi-purpose, public and private wallets, with decentralized storage of credentials. The diversity of digital identity systems in these countries, as well as diversity of payment methods pose - [General Session: Shape or be shaped: Harnessing the confluence of biometric authentication and mobile identity in the payments stack](https://www.stasummit.com/session/general-session-shape-or-be-shaped-harnessing-the-confluence-of-biometric-authentication-and-mobile-identity-in-the-payments-stack/) - The convergence of DigitalID/Mobile Identity and Biometric Authentication will supercharge continued consumer adoption of mobile wallet as well as wallet market share of payments. How can payment stack participants identify the strategic levers that will overcome chokepoints and seize the opportunities to shape adoption and acceptance patterns rather than be shaped by them? - [Fireside Chat: Powering Secure and Scalable Digital Credentials](https://www.stasummit.com/session/fireside-chat-powering-secure-and-scalable-digital-credentials/) - Digital Credentials are a powerful new tool emerging to reduce fraud, cut costs, and realize new business opportunities. Simon Hurry (VP NA Product, VISA) and Luke McIntyre (Chief Product Officer, MATTR), join facilitator Joel Semmelhack (Chief Revenue Officer, MATTR) to explore how these tools will tackle threats like deepfakes and AI-driven fraud at scale. Join - [Leveraging Geolocation Technology and AI to Proactively Detect and Mitigate Fraud](https://www.stasummit.com/session/leveraging-geolocation-technology-and-ai-to-proactively-detect-and-mitigate-fraud/) - Locating Criminal Activity: Using geolocation technology and multi-layered, automated systems that leverage machine learning and scoring models to combat fraud based on confirmed fraudulent accounts to identify physical hotspots where fraudsters frequently load stolen credit cards into mobile wallets. Geofencing: When an event occurs within a geofenced area, the use of service tags with associated - [Cross testing and Finalization of Use Cases](https://www.stasummit.com/session/cross-testing-and-finalization-of-use-cases/) - IAF Members & Paid Non-member Participants. This will be organized and run by the mDL Technical Integrations Working Group for all members - [Early Lunch](https://www.stasummit.com/session/early-lunch/) - Grab an early lunch to be set up for Attendees at 12:30 - [Opening Remarks by mDL (Jumpstart) Committee](https://www.stasummit.com/session/opening-remarks-by-mdl-jumpstart-committee/) - (if necessary) Goals, capturing results, media capture, what attendees will be seeing… - [Showcase Unstructured](https://www.stasummit.com/session/showcase-unstructured/) - Summit Attendees watch continual demonstrations from each Use Case Team (Science Fair style) - [Welcome & Opening Remarks – U.S. Payments Forum Member Meeting](https://www.stasummit.com/session/welcome-opening-remarks-u-s-payments-forum-member-meeting/) - Join us as we kick off the U.S. Payments Forum Member Meeting, co-located with the Identity & Payments Summit in beautiful San Diego, CA. Christina Hulka, Executive Director of the Secure Technology Alliance, will set the stage for an engaging and insightful gathering of industry leaders. In this opening session, we’ll highlight key themes shaping - [The Evolution of Facial Recognition in Payments: Global Insights and Case Studies](https://www.stasummit.com/session/the-evolution-of-facial-recognition-in-payments-global-insights-and-case-studies/) - As the payments landscape continues to evolve, facial recognition is emerging as a transformative technology, reshaping how consumers authenticate and complete transactions. This session will offer an expert perspective on the growing adoption and impact of facial recognition in payments, delivered by industry leader Allen Ganz. The discussion will encompass an overview of biometric payments, - [Shaping the Future of Payments: A Conversation with EMVCo and The U.S. Payments Forum](https://www.stasummit.com/session/shaping-the-future-of-payments-a-conversation-with-emvco-and-the-u-s-payments-forum/) - Join EMVCo and the U.S. Payments Forum for an insightful discussion on the latest developments shaping the payments landscape. EMVCo will provide an overview of their key initiatives, including advancements in EMV 3DS, EMV SRC, and EV Open Payments. The session will then shift to a dynamic fireside chat, where both organizations will reflect on - [Morning Networking Break](https://www.stasummit.com/session/morning-networking-break/) - [Life Beyond the Magstripe](https://www.stasummit.com/session/life-beyond-the-magstripe/) - As the payments industry evolves, Mastercard is leading the charge by retiring the magnetic stripe—one of the longest-standing features of payment cards. In this insightful panel, Mastercard will share the key drivers behind this decision and what it means for the future of secure, seamless transactions. Joining the discussion, Bank of America, Jack Henry™ and - [Demystifying Passkeys – A New Era of Secure Payments](https://www.stasummit.com/session/demystifying-passkeys-a-new-era-of-secure-payments/) - As digital security evolves, passkeys are emerging as a game-changer in authentication and fraud prevention. But what exactly are passkeys, and how will they reshape the payments landscape? In this essential “Payments and Passkeys 101” session, industry experts will break down the fundamentals of passkeys, their role in enhancing security, and the opportunities they create - [Lunch](https://www.stasummit.com/session/lunch/) - [Visiting the Mobile Driver’s License (mDL) Technology Showcase](https://www.stasummit.com/session/visiting-the-mobile-drivers-license-mdl-technology-showcase/) - U.S. Payments Forum meeting attendees are invited to experience the cutting edge of digital identity at the mDL Technology Showcase, part of the Identity & Payments Summit. This interactive showcase offers a firsthand look at how mobile driver’s licenses (mDLs) are shaping the future of secure, seamless identity verification. Explore live demonstrations, engage with industry experts, - [Unlocking 3DS – Overcoming Barriers to Adoption](https://www.stasummit.com/session/unlocking-3ds-overcoming-barriers-to-adoption/) - EMV 3-D Secure (3DS) is readily available, yet adoption across the payments ecosystem remains inconsistent. With significant investment poured into its development, why aren’t more players fully leveraging this technology? In this insightful panel, industry experts will explore who is embracing 3DS, who isn’t, and the key factors influencing adoption. From security benefits to operational - [Afternoon Networking Break](https://www.stasummit.com/session/afternoon-networking-break/) - [Merchant & Issuer Special Interest Group (SIG)](https://www.stasummit.com/session/merchant-issuer-special-interest-group-sig/) - Join industry leaders Joe Vasterling (Best Buy) and Sara Walsh (Bank of America) for an open and collaborative discussion tailored to the unique challenges faced by merchants and issuers. This session provides a neutral forum to explore key pain points, share insights, and evaluate strategies for the successful adoption of new payment technologies. Whether you’re ## Speakers - [Sam Creech](https://www.stasummit.com/speaker/sam-creech/) - Sam Creech leads Ohio’s Mobile ID program, transforming how citizens securely interact with government in a digital age. With a background in technology policy and innovation, Sam previously served as Policy Advisor to Lt. Governor Jon Husted, driving statewide modernization initiatives. Earlier in his career, he worked in the Ohio Legislature, shaping forward-thinking technology policies - [Sandra Peterson](https://www.stasummit.com/speaker/sandra-peterson/) - Sandra Peterson has been pioneering artificial intelligence initiatives since 2014, helping organizations translate emerging AI technologies into practical, trusted, and scalable business outcomes. She is the Founder and CEO of Sandstone Partners, an AI strategy and adoption advisory that works with executive and cross-functional teams to operationalize AI responsibly, balancing innovation, customer experience, and risk. - [Jatin Deshpande](https://www.stasummit.com/speaker/jatin-deshpande/) - Jatin Deshpande is a Sales Director at Giesecke + Devrient (G+D) ePayments America Inc. In this role, he is responsible for driving the Federal, Enterprise and Transit Business in the US. He has 20+ years experience in the Authentication and Identity space. A majority of those years have been at G+D, where he has worked on various - [Daniel Meyer](https://www.stasummit.com/speaker/daniel-meyer/) - Daniel Meyer is the Chief Technology Officer (CTO) of Camunda. He has been with the company since 2010, initially joining as a student consultant while obtaining his Master's degree in computer science. Over his career at Camunda, Daniel has played a pivotal role in leading significant technological advancements and is responsible for the end-to-end development and - [Charlie Boyd](https://www.stasummit.com/speaker/charlie-boyd/) - Charlie Boyd is a Senior Product Manager in the Global Payments Solutions (GPS) organization at Bank of America. He has been with the bank for 19 years and currently supports project delivery and card network operations for GPS. Prior to his current role, Charlie spent 10 years in Debit Technology, where he managed the bank’s - [Ben Chance](https://www.stasummit.com/speaker/ben-chance/) - Ben Chance is the General Manager of Identity and Payments Risk, the fraud fighting foundation of Early Warning. In this role, he leads the team that drives industry innovation and delivers scale solutions for the U.S. banking ecosystem. Identity and Payments Risk solutions have been at the heart of Early Warning for more than three - [Steve Mott](https://www.stasummit.com/speaker/steve-mott/) - Steve Mott is a 40+ year veteran of the electronic payments and security industry. His payments consultancy, BetterBuyDesign, specializes in payments landscape and strategic assessments; analyses of transaction economics; innovative uses of digital networks; evaluations of security technologies; and handicapping of business prospects for alternative payments. Steve also advises investment firms on industry trends and developments, - [Arnaud Moser](https://www.stasummit.com/speaker/arnaud-moser/) - Arnaud is a Physicist and Electronics Engineer whose career spans over 30 years in the semiconductors industry. In his current role, he leads the Marketing and Business Development activities in the Americas for Security ICs. He helped establish Infineon’s leadership in the region in Payment, Identification and embedded security by driving innovation and partnerships, and - [Abhishek Pimple](https://www.stasummit.com/speaker/abhishek-pimple/) - I am a Senior Software Engineer and Technical Lead at Google, where I focus on the ambitious mission of digitizing physical assets into secure, seamless mobile experiences. Based in San Francisco, I direct the technical architecture and strategic roadmap for high-impact identity and access verticals, including corporate, campus, and hospitality solutions. My prototype for a - [Oliver Manahan](https://www.stasummit.com/speaker/oliver-manahan/) - Oliver Manahan is the Director of Engagement and Operations for EMVCo. His responsibilities include leading EMVCo’s industry engagement strategy, optimising relationships with Associates, Subscribers, regulators and other key external stakeholders, and overseeing day-to-day EMVCo business operations. Oliver has over 25 years’ experience across the payments industry. Before taking on his current position at EMVCo, Oliver - [Jelena Hoffart](https://www.stasummit.com/speaker/jelena-hoffart/) - Jelena Hoffart is Head of Strategy and Corporate Development at SentiLink, where she leads long-term product vision and strategic growth initiatives. An industry strategist, Jelena advises and incubates companies developing next-generation identity and fraud prevention technologies. Her thought leadership has been featured in leading trade publications, including Forbes, and she is a frequent speaker at - [Marcelo Belini-Garcia](https://www.stasummit.com/speaker/marcelo-belini-garcia/) - Vice President - Digital Identity at Consult Hyperion, has over 20 years of experience in the payments and digital identity industries, with a strong background in consulting, product management, and international team leadership. He currently leads the global Digital Identity team and the Latin America consulting team at Consult Hyperion, where he supports governments, issuers, - [Parshaw Ghosh](https://www.stasummit.com/speaker/parshaw-ghosh/) - Parshaw is an engineering leader specializing in large-scale biometric verification and authentication systems deployed in highly regulated environments. He has led the design and production rollout of identity platforms spanning selfie-based biometrics, government ID verification, multi-vendor orchestration, and real-time risk decisioning, supporting tens of millions of users and high-throughput digital channels. His work focuses on - [Sruti Jain](https://www.stasummit.com/speaker/sruti-jain/) - Payments and digital identity strategist with over a decade of experience in secure digital commerce. Sruti has led initiatives on national identity schemes, trust frameworks, fraud prevention, and payment innovation, combining deep technical expertise with strategic insight. A recognized speaker and thought leader, her work focuses on connecting AI, identity and trust frameworks, and payments - [Cody Banks](https://www.stasummit.com/speaker/cody-banks/) - Cody Banks leads Velera's product experience & delivery teams ensuring strategic investments, innovation and commercialization are delivered with the end user in mind. In his role, Cody focuses on developing and delivering secure, easy and convenient payments experiences for the company’s clients. Prior to joining Velera in 2017, Cody spent nearly 10 years in the - [Yash Shah](https://www.stasummit.com/speaker/yash-shah/) - Yash Shah is a veteran technology leader with more than 20 years of experience spanning biometrics, large-scale national ID programs, and next-generation Digital ID technologies. Throughout his career, he has led product innovation from initial concept through design, deployment, and global scale across both high-growth start-ups and publicly traded organizations. Mr. Shah currently serves as - [Nicholas Davidson](https://www.stasummit.com/speaker/nicholas-davidson/) - Nicholas Davidson is a sales leader in the payments space. He has a track record of building strong client partnerships, delivering growth and driving strategic business development. Currently, he is managing the growth of net-new customers at IDEMIA Secure Transactions in the Payment Services Business Unit. Previously, he was recognized as an Impact Performer at - [Paulo Dos Santos Dias Morgan](https://www.stasummit.com/speaker/paulo-dos-santos-dias-morgan/) - [Rouaix Florine](https://www.stasummit.com/speaker/rouaix-florine/) - [Agatha Indihar](https://www.stasummit.com/speaker/agatha-indihar/) - [Brad Hart](https://www.stasummit.com/speaker/brad-hart/) - Brad Hart is an entrepreneur, investor, and AI strategist with 20 years of business and finance experience. As Founder of Make More Marbles and author of The 8 Minute Mastermind, he helps organizations use AI and automation to boost profitability and security. A former hedge fund manager and trainer for Tony Robbins & Dean Graziosi, - [Toni Smith](https://www.stasummit.com/speaker/toni-smith/) - [Shubham Anandani](https://www.stasummit.com/speaker/shubham-anandani/) - [Todd Puroti](https://www.stasummit.com/speaker/todd-puroti/) - [Ashley Hall](https://www.stasummit.com/speaker/ashley-hall/) - [Christina Hulka](https://www.stasummit.com/speaker/christina-hulka/) - Christina Hulka has served as Executive Director of the Secure Technology Alliance and U.S. Payments Forum since March, 2024. She brings more than 25 years of cross-industry leadership, membership building, technology development and project management experience to the role, having served as Executive Director and Chief Operating Officer of FIDO Alliance. In addition to deep - [John Mazzeo](https://www.stasummit.com/speaker/john-mazzeo/) - John W. Mazzeo is a seasoned legal professional specializing in employment eligibility verification and compliance, as well as identity verification and fraud prevention during the onboarding process. John leads Vertical Screen's initiatives in designing and implementing electronic Form I-9 and E-Verify, advanced identity verification, fingerprinting solutions. The commonality among all of these: an intense desire - [Lilly Shoup](https://www.stasummit.com/speaker/lilly-shoup/) - Lilly Shoup is Managing Director of Rebel Payments, Mobility, and Insights based in Los Angeles, CA. With a background in transportation policy and planning that spans public, private, and nonprofit sectors, Lilly works to structure partnerships to achieve community policy goals. She currently supports the California Integrated Travel Project or Cal-ITP improving trip planning and - [Angelique McClendon](https://www.stasummit.com/speaker/angelique-mcclendon/) - Angelique McClendon has served as General Counsel at the Georgia Department of Driver Services (DDS) since 2015. Her two decades of legal expertise, include service as an Assistant Attorney General for the State of Georgia representing state agencies in civil litigation and appeals. In addition to providing legal support and guidance to the Commissioner, staff, - [Mayank Agrawal](https://www.stasummit.com/speaker/mayank-agrawal/) - Mayank Agrawal co-founded Roundtable (YC S23) to tackle the growing challenge of distinguishing humans from AI online. As CEO, he leads development of Proof of Human technology that analyzes behavioral patterns (from typing dynamics to mouse movements) to create invisible, continuous verification. His PhD in Computational Cognitive Science from Princeton University provides the foundation for - [Joe Vasterling](https://www.stasummit.com/speaker/joe-vasterling/) - Joe Vasterling is Director- Payment Acceptance, Gift Cards, and BNPL solutions for Best Buy Co., Inc. He is responsible for 3rd party payments, cost of acceptance and payment/gift card/BNLP related development efforts, driving key payment acceptance and gift card initiatives, managing industry relationships and contracts, and advocacy efforts for payments at Best Buy. Prior to - [Maxine Most](https://www.stasummit.com/speaker/maxine-most/) - Internationally recognized biometrics and digital identity thought leader celebrated for provocative market insights, accurate market predictions and forecasts, and unbiased, pragmatic market intelligence. Strategic innovator, market visionary, and forecasting guru Maxine Most is the founding Principal of Acuity Market Intelligence (www.acuity-mi.com), a strategic research and analysis consultancy recognized as the definitive authority on global biometrics - [Per Hagero](https://www.stasummit.com/speaker/per-hagero/) - As Vice President of Engineering & Innovation at HID Global, Per drives the convergence of identity, mobile, and AI technologies to shape the next generation of trusted digital experiences. His career spans corporate leadership, M&A strategy, and board-level governance across both public and private companies. - [Mansour Karimzadeh](https://www.stasummit.com/speaker/mansour-karimzadeh/) - Strategic advisor and payments expert with 25+ years of experience in financial services, security, telecom, and global payment ecosystems. Mansour has led large-scale initiatives in card processing, EMV, mobile payments, acquiring/issuing systems, contactless technologies, and fraud mitigation. He has worked extensively with major card brands, issuing/acquiring banks, processors, and financial institutions around the world, delivering - [Cesar Alvarez](https://www.stasummit.com/speaker/cesar-alvarez/) - Cesar Alvarez is a Solution Consultant at Entersekt with over 25 years of experience in fraud prevention, authentication, and digital identity. He has held senior roles at Visa and Discover, where he led risk and identity initiatives across LAC and CEMEA, specializing in real-time risk strategies, advanced 3D Secure technologies, and seamless authentication solutions. Cesar - [Riley Hughes](https://www.stasummit.com/speaker/riley-hughes/) - Riley Hughes is the co-founder and CEO of Trinsic, the first identity acceptance network and a leader in reusable digital identity infrastructure. Today, Trinsic supports a network of almost 2 billion verified users and partners across fintech, government, health, and travel. Riley got his start as the first employee at the Sovrin Foundation, where he - [Chackan Lai](https://www.stasummit.com/speaker/chackan-lai/) - Chackan Lai is a seasoned payments and security leader with more than 25 years of experience shaping the future of payments, risk, and compliance. At Verifone, he leads the development of the company’s biometrics solution, with a focus on security, privacy, and consumer trust. His work bridges advanced biometric technology with the rigorous demands of - [Steve Cole](https://www.stasummit.com/speaker/steve-cole/) - Steve Cole is the Director of Technology Engagement with the Merchant Advisory Group, whose mission is driving positive change and innovation in the payments industry that serves the merchants interest through collaboration, education, and advocacy. Steve is responsible for coordinating and implementing strategies of collective interest to the merchant community with respect to payments technologies. - [Lori Daigle](https://www.stasummit.com/speaker/lori-daigle/) - Lori Daigle joined the AAMVA (American Association of Motor Vehicle Administrators) Identity Management Team in November of 2023 as a Program Specialist. Her current role is Program Manager, Outreach & Education focusing on the mDL ecosystem and working to enhance Relying Party outreach and engagement. Lori has presented at many conferences and is an active - [Deepanker Saxena](https://www.stasummit.com/speaker/deepanker-saxena/) - Deepanker Saxena is the Head of Document Verification Products at Socure, where he leads the vision and strategy for building scalable and secure identity verification solutions. Leveraging cutting-edge machine learning and AI technologies, Deepanker collaborates with cross-functional teams across data science, engineering, and business operations to enhance the product's capabilities. Passionate about solving real-world challenges, - [Lucy Chen](https://www.stasummit.com/speaker/lucy-chen/) - Lucy Chen is an award-winning author, executive coach, and former fintech leader with 20+ years of experience in risk management, fraud prevention, and data analytics. She previously held leadership roles at Wells Fargo and Mosaic, focusing on consumer lending and identity fraud. Now the founder of Gifted Coaching and Gifted Books, Lucy helps tech professionals - [Andy Cease](https://www.stasummit.com/speaker/andy-cease/) - Andy Cease joined Entrust in 2017 to help develop and bring to market transformative products that make it easier for financial institutions to improve their client experience and elevate security. Prior to joining Entrust, Andy worked in a variety of leadership roles across financial technology, go-to-market strategy, and product development. - [Michael Klieman](https://www.stasummit.com/speaker/michael-klieman/) - Michael Klieman is the Global Vice President of Product Management for Digital Security Solutions at Entrust. With over 30 years of experience, he has led product strategy, execution, and business development across various technology sectors. Klieman has managed cybersecurity offerings such as TLS/CLM, public key infrastructure, digital signature, and authentication. He founded the startup Haderaq, - [Vu Dinh](https://www.stasummit.com/speaker/vu-dinh/) - Vu Dinh, Global Senior Manager at Qualcomm Technologies Inc. leads the key Payments / Fintech initiatives in the IoT business group, including SoftPOS, Biometrics payments, IoT payments, Digital identity & Crypto payments. He was also one of the founding members of Retail Payments team at Qualcomm. Prior to Qualcomm, he was the credit card product - [Antoine Kelman](https://www.stasummit.com/speaker/antoine-kelman/) - Antoine is the Chief Technology Officer for IDEMIA Payment Services in North America, leading technical resources and client implementations in the region. He joined what is now IDEMIA in 1998, first in France and then in the US based in Southern California since 2001. Antoine has held various roles including leading EMV/ID chip development, IT - [Chris Skowronek](https://www.stasummit.com/speaker/chris-skowronek/) - Chris is the Director of Solution Architecture for Advanced Network APIs at Vonage, part of Ericsson. He helps enterprises harness mobile network capabilities through Network APIs to reduce fraud, strengthen digital identity, and enhance connectivity for their customers. With over 25 years of experience in telecom solution architecture, sales engineering, and technical leadership, Chris advises - [Felix Danciu](https://www.stasummit.com/speaker/felix-danciu/) - Felix Danciu is a finance executive, strategist, and entrepreneur who thrives at the intersection of innovation and discipline. As Chief Financial Officer of Ecrypt Inc., he is helping redefine what it means to be a payments company in an era of rapid digital transformation, merging financial rigor with technology-led agility. Felix’s journey has been anything - [Sara Walsh](https://www.stasummit.com/speaker/sara-walsh/) - Sara Walsh manages the Network Performance Management and Controls team within the Bank of America Enterprise Payments organization. Her team is responsible for managing economics, compliance, controls, merchant engagement, network routing and enterprise operations initiatives. Sara works from the Wilmington, Delaware office. Sara worked at MBNA America, in multiple card operational areas and Learning and - [Fernando Herkenhoff](https://www.stasummit.com/speaker/fernando-herkenhoff/) - Fernando Herkenhoff serves as Regional Sales Director, Americas – Mass Transit at HID, bringing extensive experience in business development and strategic leadership across multiple industries. Prior to HID, he held director-level sales roles managing operations in over 40 countries and establishing new branches for multinational companies. Fernando holds an MBA in International Business from FGV - [Michael Schweiger](https://www.stasummit.com/speaker/michael-schweiger/) - Michael is the Chief Compliance Officer of Airbnb’s payments business in the European Economic Area and leads a team with accountability for compliance and regulatory engagement throughout the region. He also serves as a director of Airbnb’s Canadian payments entity. Prior to Airbnb, Michael was CCO of Amazon’s EU payments business. He has extensive experience - [Test Test](https://www.stasummit.com/speaker/test/) - Overview how we will approach the project (meetings, plans, PM, timelines) - Acknowledge audiences - Acknowledge website goals - Address staff involvement - [Angela Miller](https://www.stasummit.com/speaker/angela-miller/) - Angela is the VP and GM of Umo Mobility for Cubic Transportation Systems. Angela brings more than 20 years of experience in the transit industry, including serving as CIO/CTO for NCTD, a multimodal California transit agency, leading public transportation services at Deloitte, and most recently as GM for Optibus, a SaaS public transportation startup company. She - [Carley Markovitz](https://www.stasummit.com/speaker/carley-markovitz/) - Carley Markovitz is a Principal with Rebel Payments, Mobility & Insights based in Los Angeles. Carley is focused on addressing intersectional issues influencing urban mobility and is passionate about helping transportation agencies and partners deliver impactful policies, programs, and initiatives. She is currently advising on mobility payments projects across California, including supporting the launch of - [Michael Hyzer](https://www.stasummit.com/speaker/michael-hyzer/) - Michael has been with American Express for 10 years, starting in the Merchant Services business and has over 28 years of payment experience. Today, he is in the Network Acquiring Solutions organization as the Product Owner of Global Transit solutions. - [Lee Campbell](https://www.stasummit.com/speaker/lee-campbell/) - Lee is currently the Identity and Authentication lead for the Android platform at Google. He and his team provide API support for technologies such as FIDO passkeys and upcoming technologies such as mDLs and digital credentials. Lee is an active member of many working groups of FIDO, The OpenID Foundation and the W3C. - [Mark Kroncke](https://www.stasummit.com/speaker/mark-kroncke/) - Mark Kroncke offers more than 31 years of professional experience in executive management, program management, business development, system design and hardware design. Areas of focus include transit automated fare collection systems, cloud-based system design, smart-card systems, merchant sales office technology, mobile app and website development, (formerly) black-ops military satellite communications, and design Fortune 500 mergers - [Amir Sedadi, P.E.](https://www.stasummit.com/speaker/amir-sedadi/) - Amir Sedadi is the Chief Innovation Officer at IPS Group, Inc., where he spearheads the development and deployment of cutting-edge intelligent parking solutions, driving innovation in Smart Cities across domestic and international markets. With over 35 years of experience in transportation management, parking systems, engineering, and policy, Amir is a recognized leader in advancing urban - [Gabriel Lopez-Bernal](https://www.stasummit.com/speaker/gabriel-lopez-bernal/) - Gabriel, President of Icomera’s North America region, is a recognized leader in advancing rail connectivity and technology. With over 20 years of experience in civil engineering, urban policy, and transportation planning, he has spearheaded innovative projects like integrating SpaceX’s Starlink on Ontario Northland’s Polar Bear Express, setting new standards for rail connectivity. Gabriel has also - [Mark Stadtherr](https://www.stasummit.com/speaker/mark-stadtherr/) - Mark Stadtherr is a seasoned business leader with over 20 years of experience in delivering technology-inspired solutions. Currently serving as the Director of Programs at Cubic Transportation Systems, he excels in business management, proposal development, and program execution. Mark has a reputation for tackling challenges head-on, mobilizing teams, and driving change. His hands-on leadership style - [Carol Kuester](https://www.stasummit.com/speaker/carol-kuester/) - Carol Kuester is the Founder and Principal of Kuester Consulting LLC, specializing in strategies and program delivery for transit fare payments and tolling. A seasoned transportation policy executive, she excels at working with Boards and multiple stakeholders to translate policy goals into effective programs. From 2014 to 2023, Ms. Kuester was the Director of Electronic - [Madhu Goundla](https://www.stasummit.com/speaker/madhu-goundla/) - Madhu Goundla is the Founder & CEO of ONEPROOF, a company dedicated to creating secure digital identities. Under his leadership, ONEPROOF focuses on developing an end-to-end mobile identity ecosystem, encompassing both the creation of digital identities and collaborating with relying parties to implement solutions—such as hardware and software—that enable seamless acceptance of digital identities, including - [Jean-Louis Warnholz](https://www.stasummit.com/speaker/jean-louis-warnholz/) - Jean-Louis is the co-founder and CEO of Future. Future offers the FutureCard Visa Debit Card, featuring market-leading 5% cashback for rides, bills and everyday savings. Jean-Louis brings his experience as an entrepreneur to Future. As the Managing Director of the BlackIvy Group, he was responsible for the company’s growth strategy and development of new businesses. - [Dave Mabbott](https://www.stasummit.com/speaker/dave-mabbott/) - Dave Mabbott leads design at MATTR, shaping intuitive and secure digital experiences in the TrustTech space. He entered into the industry with a focus on experience design, enabling credential usability in wallet and verifier applications. Over time, his role has expanded to encompass product strategy, market enablement, and the development of next-generation solutions that bridge - [Jeff Zuehlke](https://www.stasummit.com/speaker/jeff-zuehlke/) - Jeff is a seasoned professional with extensive experience in fraud risk management and strategic decision-making. Currently serving as the Associate Director of Enterprise Fraud Decisioning at Best Buy, he leads the creation and implementation of enterprise transaction risk mitigation strategies for BestBuy.com. His expertise includes advanced data analysis, financial modeling, and the integration of new - [David Sutton](https://www.stasummit.com/speaker/david-sutton/) - During his 33 years at Metro, David’s accomplishments include welcoming 27 LA transit agencies to TAP, transitioning the Regional TAP Center to an in-house operation, developing special group passes for 13 colleges and 440 businesses, creating an electronic transfer on second boarding, winning numerous ACE, Adwheel and Telly awards, producing Transit 2000, a TV series - [David deKozan](https://www.stasummit.com/speaker/david-dekozan/) - David deKozan is Vice President, Business Development for Cubic Transportation Systems, Inc. in this capacity David oversees new business acquisition across the Western United States and Latin America. David has held various management positions within Cubic over in excess of 30 years and serves on the Board of Directors for both the Secure Technology Alliance - [Marcel Porras](https://www.stasummit.com/speaker/marcel-porras/) - Marcel Porras is the Deputy Chief Innovation Officer for LA Metro where he is part of the Office of Strategic Innovation. Prior to joining LA Metro, Marcel was the Chief Sustainability Officer for the Los Angeles Department of Transportation where he launched various pilot projects to expand equitable mobility options to Angelenos including LA County’s - [Ajay Patel](https://www.stasummit.com/speaker/ajay-patel/) - Ajay Patel is the head of World ID at Tools for Humanity (TFH), a core contributor to the World Network– a network of real humans built on a privacy-preserving proof of human and a globally inclusive financial network. In this role, Patel is focused on growing the scale and impact of World ID, streamlining and - [Bradley Holland](https://www.stasummit.com/speaker/bradley-holland/) - Brad Holland is a Director at Bank of America within the Global Payments Solutions organization. He has responsibility for Bank of America's payment relationships with Amazon, Apple, Garmin, Google, Samsung, and PayPal. Brad has been at Bank of America for over 10 years and served in various analyst and product manager roles with a focus - [Suraj Sudhakaran](https://www.stasummit.com/speaker/suraj-sudhakaran/) - Suraj Sudhakaran is leading the Digital Identities programs for North America for Thales DIS USA Inc. His primary focus is on Digital Identity solutions and the development of the infrastructure around it. Thales identity and biometric services allow governments, public bodies and private contractors to keep people, data and systems safe. Our services are backed - [Dan Hubert](https://www.stasummit.com/speaker/dan-hubert/) - Dan Hubert, Founder & CEO was inspired in 2013 to start AppyWay after experiencing the frustration of poor parking shared by drivers around the world. His vision was to build a platform that would standardize, and centralise a digital version of the curb, uniting both the public and private sectors. Today, AppyWay's two-sided platform offers - [Kaliya Young](https://www.stasummit.com/speaker/kaliya-young/) - Kaliya Young, known as “Identity Woman”, co-founded the Internet Identity Workshop in 2005 and has been working at the forefront of identity standards for over two decades. She is the Founding Partner of Identity Woman in Business, a boutique consulting firm specialized in strategic alignment building and value creation for identity ecosystems of diverse stakeholder groups. She has been - [Joel Semmelhack](https://www.stasummit.com/speaker/joel-semmelhack/) - Joel Semmelhack leads MATTR’s global revenue and customer success strategy, driving growth and expanding market presence in the industry. With over 20 years of experience in scaling high-growth technology companies, he specializes in building strategic partnerships and delivering customer-centric solutions. Joel works closely with customers, partners, and industry groups to ensure MATTR’s innovative solutions create - [Stephen Keefe](https://www.stasummit.com/speaker/stephen-keefe/) - Stephen Keefe is Vice President of Business Development at Mastercard. In his role, Stephen is responsible for Urban Transit & Inclusive Growth. Stephen works at the intersection of public, private & nonprofit sectors to help agencies provide services securely and with limited friction. Stephen has been at the forefront of the open payments transition and created - [Manish Chaudhari](https://www.stasummit.com/speaker/manish-chaudhari/) - Manish Chaudhari is the Senior Executive officer leading the TAP Smart Card Program at L.A. Metro, overseeing the modernization of fare collection for over 10 million riders across 27 transit systems in Los Angeles County. With over a decade of experience in implementing and deploying software solutions for complex transportation projects, Manish specializes in leveraging - [Josh Kavanagh](https://www.stasummit.com/speaker/josh-kavanagh/) - Josh Kavanagh is a 25-year parking and transit industry veteran focused on developing and implementing mobility solutions for higher education and corporate environments. Currently the Assistant Vice Chancellor at UC San Diego, he has held previous leadership roles at the University of Washington, University of New Mexico, and Amazon.com. His work has included integration of - [Dewald Nolte](https://www.stasummit.com/speaker/dewald-nolte/) - Dewald Nolte is the co-founder and Chief Strategy Officer (CSO) at Entersekt, a leader in financial transaction authentication. With a background in computer engineering, he applies first-principles thinking to solve complex security and fraud challenges in financial services. With a passion for making the online world a safer place, he has pioneered innovative authentication and payment - [Jim Allison](https://www.stasummit.com/speaker/jim-allison/) - Since October 2000, Jim Allison has been with the Capitol Corridor Joint Powers Authority (CCJPA) management entity for the Intercity Passenger Rail service operating in Northern California. In that capacity, Mr. Allison is the Manager of Planning for new capital/service projects and planning studies along the route. In addition to traditional railway capital project planning, - [Leigh Garner](https://www.stasummit.com/speaker/leigh-garner/) - Leigh joined Discover in 2013 to lead the Product Delivery team for the EMEA region. Since 2021 he has led the payments Industry Relations team responsible for engagement with standards setting bodies and membership organisations globally. Prior to joining Discover Leigh held various technical positions at card personalisation facilities in the UK. Leigh currently serves - [Allen Ganz](https://www.stasummit.com/speaker/allen-ganz/) - Allen Ganz has been on the front lines of bringing emerging technologies such as facial recognition and digital identity to the market for the last 25 years. If you have traveled overseas on airlines such as Delta, visited Universal Studios, or an MLB game, you have likely used solutions that Allen helped to implement and - [Beverly Cole](https://www.stasummit.com/speaker/beverly-cole/) - Beverly Cole has spent 6 years at Walmart Inc as Senior Director, Payment Acceptance where she develops and delivers on certain organization payment strategies, solutions, and programs. In this role, she leads the integration of certain payment capabilities with the organization’s broader strategic initiatives and requirements including technology, regulation, compliance, legal and emerging trends. Prior - [Fred Tyler](https://www.stasummit.com/speaker/fred-tyler/) - Fred Tyler is VP of Authentication Products at Mastercard leading the North America digital authentication product strategy for Identity Check (3DS) and Token Authentication. His passion is partnering with industry stakeholders to evolve the payments ecosystem by enhancing digital identity and authentication, focusing on adoption, trust, and network scalability. Prior to his current role, he - [Henry Shanks](https://www.stasummit.com/speaker/henry-shanks/) - Henry is a highly experienced professional in the field of fare collection systems for transit agencies worldwide. Over the past 23 years, he has designed and built card, account-based, and PAYG revenue systems, deploying them in various environments and transit locations globally. Henry's expertise lies in open architecture design, ensuring seamless integration and interoperability between - [Anthony Johnson](https://www.stasummit.com/speaker/anthony-johnson/) - Anthony Johnson is a seasoned engineer and consultant at Clevor Consulting Group, bringing over nine years of experience in software development, system design, and project leadership. With deep expertise in transit technology and payment integration, he has played a pivotal role in advancing next-generation fare collection systems for major transit agencies, including in San Francisco - [Stanley Toussaint](https://www.stasummit.com/speaker/stanley-toussaint/) - Stanley Toussaint is the Director of Municipal Engagements at MoCaFi, leading the company’s efforts with local and state governments, including the Angeleno Connect Bank Account initiative. This public-private partnership with the City of Los Angeles empowers residents through a mobile banking platform and provides a payment infrastructure for the City’s various cash assistance use cases. - [Yueming Wang](https://www.stasummit.com/speaker/yueming-wang/) - Yueming Wang is a Senior Director at Visa where she leads risk product strategy and initiatives for the North America Product organization. She has been at Visa for almost a decade, where she has spent the last 4 years focused on risk products at Visa, including authentication (including 3DS and passkey), enhanced data sharing, and - [Ajay K. Amlani](https://www.stasummit.com/speaker/ajay-k-amlani/) - Ajay K. Amlani is a recognized leader in identity and defense technology, having spent over two decades driving innovation in biometric authentication and security. He co-founded the entity that would become CLEAR, now serving 12 million members across 43 airports, and founded YOU Technology, a mobile-first retail loyalty platform acquired by Kroger. Earlier in his - [François Mezzina](https://www.stasummit.com/speaker/francois-mezzina/) - Payment Specialist at TotalEnergies Chairman of the nexo Standards General Assembly Board Director and Representative of the Acceptors category at nexo Standards President of the Board of the International Forecourt Standards Forum (IFSF) Seat on the Board of Advisors of EMVCo as ‘Industry Groups’ Associate Standards and payment acceptance standardization are daily priorities for François - [Crissy Ditmore](https://www.stasummit.com/speaker/crissy-ditmore/) - Crissy Ditmore is the Founder and President of Edgewise Network. As a 15-year transportation industry veteran she focuses on mobility for all. As the original #MobilityGirl, she advances strategies that ensure the public good is maximized through the application of technology to enable policy. Former Board of Directors for APTA as is current Board for - [Israel Maldonado](https://www.stasummit.com/speaker/israel-maldonado/) - Bringing over 20 years of public transit expertise, specializing in revenue technology systems, project and operations management, and leadership development. He spearheaded San Diego's first regional real-time account-based fare system and recently introduced open payments, enhancing the customer experience. - [Sherif Samy](https://www.stasummit.com/speaker/sherif-samy/) - Sherif has over 22 years of experience focused on incubating, scaling, and growing global businesses with expertise in payments, Fintech, digital identity and cybersecurity. At Fime, Sherif is responsible for company growth strategy and innovation programs as well as leading Fime’s Technology Solutions Business Unit. Prior to Fime, Sherif held key roles as Managing Director - [Tobias Looker](https://www.stasummit.com/speaker/tobias-looker/) - A globally recognized identity standards expert, Tobias Looker has over a decade in software engineering, contributing to ISO, W3C, OIDF, and IETF. With a Master’s in Mechatronic Engineering, he drives MATTR’s technical innovation, ensuring secure, interoperable digital trust solutions. - [Luke McIntyre](https://www.stasummit.com/speaker/luke-mcintyre/) - Luke McIntyre drives product innovation at MATTR, leading the development of standards based TrustTech capabilities for high assurance digital interactions. With 10+ years in emerging technology and product leadership, Luke works closely with partners and customers to turn complex trust challenges into seamless, scalable solutions built for real-world impact. - [Claire Barber](https://www.stasummit.com/speaker/claire-barber/) - Claire Barber is the founding CEO of MATTR, a global leader in TrustTech. With a PhD in Strategy and 20+ years of experience in technology and market development, Claire leads MATTR in delivering secure, flexible and interoperable digital trust infrastructure designed for today’s high-risk operating environments. - [Lawrence Sutton](https://www.stasummit.com/speaker/lawrence-sutton/) - Lawrence Sutton is a globally recognized fare collection expert with over 19 years of experience implementing open, closed and account-based ticketing systems while working for a transit agency (DART, Dallas), for a fare collection system integrator (Vix Technology) and transit consultants (Jacobs and Consult Hyperion) within multiple agencies. He brings significant insight into the challenges - [Maeson Maherry](https://www.stasummit.com/speaker/maeson-maherry/) - Maeson is the Chief Operating Officer of Ascertia Ltd, a subsidiary of the InfoCert Group which is the largest Trust Services Provider in Europe. From an initial career in electronics engineering, moving into the field of crypto and identity based cyber security, which led to significant projects in citizen identification, fraud prevention, health and safety - [Maxim Dyachenko](https://www.stasummit.com/speaker/maxim-dyachenko/) - Maxim is the founder and Managing Partner of Explicit Selection, a global consulting firm specialized in digital identity and payments. Before establishing Explicit Selection, Maxim built a successful career in the payments and smart card security industries, developing innovative payment products and world class testing and certification solutions in the payments and identity space. He - [David Winterstein](https://www.stasummit.com/speaker/david-winterstein/) - [Jason Weinstein](https://www.stasummit.com/speaker/jason-weinstein/) - Jason Weinstein P.E. is Clipper Program Director at the Metropolitan Transportation Commission (MTC). Clipper is the San Francisco Bay Area’s regional fare collection system for transit. Mr. Weinstein manages Clipper operations for the system that processes nearly 13 million transactions and settles close to $30 million in revenue for 24 transit services each month. Clipper - [Teresa Wu](https://www.stasummit.com/speaker/teresa-wu/) - Teresa Wu is a seasoned professional leading the smart credential business within the IDEMIA North America business unit. With a rich background, she has successfully overseen diverse product portfolios, leveraging cutting-edge technologies such as cloud computing, digital identity, identity documents, and biometric solutions. In her current role, Ms. Wu serves as a dynamic cross-functional team - [Simon Hurry](https://www.stasummit.com/speaker/simon-hurry/) - Simon Hurry is a Vice President at Visa Inc., responsible for U.S. contactless and contact chip card programs and leading Visa’s contactless rollout in the USA. Simon has over 22 years of experience in the payments industry with a specialized focus on smart card and contactless payments. Prior to joining Visa, Simon architected smart card - [Jennifer Vides Hirsch](https://www.stasummit.com/speaker/jennifer-vides-hirsch/) - As Metro’s first Chief Customer Experience Officer, Jennifer Vides advocates for customers, builds brand and reputation and coaches teams to excellence. She taps her expertise in change management to advance a customer-first culture, and experience in customer-focused branding to ideate and launch new customer initiatives. In her first year in the role, Jennifer oversaw the - [Christopher Miller](https://www.stasummit.com/speaker/christopher-miller/) - Christopher helps Emerging Payments clients cut through the hype and the headlines surrounding new and emerging payments technologies. With over a decade of experience distilling trends into priorities, Christopher’s research offers a key to prioritizing investments into “what’s next” for payments, helping financial institutions remain relevant as consumer preferences and technological capabilities continue to shift. - [Eric Steffensen](https://www.stasummit.com/speaker/eric-steffensen/) - [Geraldine Mitchley](https://www.stasummit.com/speaker/geraldine-mitchley/) - Geraldine is Vice President for Visa’s Tap to Phone Program and emerging Tap product offerings. Gerry’s team is helping to drive innovations in a way that allows merchants and consumers to pay and accept with Visa contactless payments directly on their NFC-enabled consumer mobile devices without the need for additional connected hardware. These developments address - [Keri Crane](https://www.stasummit.com/speaker/keri-crane/) - Keri Crane is part of the leadership team of JHA Card Processing Solutions™ (CPS) and has been with Jack Henry since 2006. She works to develop innovative products and services and is passionate about providing issuer education and awareness of emerging payment trends and topics influencing both consumers and financial institutions. She is a steering - [Berke Baydu](https://www.stasummit.com/speaker/berke-baydu/) - Berke Baydu is a Vice President at Mastercard, responsible for a variety of cyber intelligence products in the North American region. His remit includes chip, contactless, billing updater, ID theft protection, stand-in, safety net to name a few. He works closely with the industry stakeholders and Mastercard leadership team for optimal performance of his products. - [Atreedev Banerjee](https://www.stasummit.com/speaker/atreedev-banerjee/) - Atreedev is a visionary executive with over two decades of expertise in mobile, payments, and identity technology. As Sr. Global Business Director at Swissbit, he spearheads the transformation of identity security and data protection. His leadership at Expedia Group revolutionized traveler experiences through the One Identity / One Key loyalty program. A serial entrepreneur, Atreedev - [Mary Ann Miller](https://www.stasummit.com/speaker/mary-ann-miller/) - Mary Ann Miller is the Fraud & Cybercrime Executive Advisor and VP of Client Experience at Prove. Mary Ann is a well-respected expert in the fraud and identity space who has been quoted by BBC News, NPR, American Banker, USA Today, and others. Mary Ann was most recently Head of Fraud Strategy at Varo Bank, - [Henk van Dam](https://www.stasummit.com/speaker/henk-van-dam/) - Henk has over 30 years of experience across information technology, telecom, security, and payments. At Fime, he leads the delivery of testing and certification services across the North American and LAC regions. Henk uses his experience in identification, authentication, secure transactions, and testing and certification to drive Fime’s continued advancement and growth in the payment, - [Donald Frieden](https://www.stasummit.com/speaker/donald-frieden/) - Mr. Frieden is the founder, president and CEO of P97 Networks, the industry leading connected commerce company that helps generate value for energy marketers, retailers, auto OEMs, and CPGs. P97 enables its clients to simplify and energize daily journeys through innovative, and rewarding mobility experiences across every touchpoint, device, and transaction. P97 also provide guidance - [Gail Hodges](https://www.stasummit.com/speaker/gail-hodges/) - The OpenID Foundation is a non-profit global standards body that seeks to help people assert their identity wherever they choose by leading the global community in creating identity standards that are secure, interoperable, and privacy preserving. The Foundation’s standards are used by billions of people across millions of applications to enable user logins, enterprise login, - [Michael Timoney](https://www.stasummit.com/speaker/michael-timoney/) - Mike Timoney is Vice President of Secure Payments for Payments System Improvement within Federal Reserve Financial Services. Mike has responsibility to understand the payments and fraud landscape and identify areas where security must be improved. Mike is responsible to design, develop, and implement key elements of the Fed’s Payment Improvement strategy for payment security including - [Mark Van Horn](https://www.stasummit.com/speaker/mark-van-horn/) - Mark Van Horn is the Digital Solutions Lead in North America for G+D. With his extensive experience as an entrepreneur in evolving technology and as a leader within the G+D digital team, Mark is a respected thought leader and market strategist within the payment technology industry. - [Ian Jacobs](https://www.stasummit.com/speaker/ian-jacobs/) - Ian Jacobs has helped lead the Web to its full potential at the World Wide Web Consortium (W3C) since 1997 in a variety of roles. Since early 2015 he has led W3C’s payment activities, focused on making Web payments easier and more secure. - [Ajay Gupta](https://www.stasummit.com/speaker/ajay-gupta/) - Ajay Gupta is the Chief Digital Transformation Officer for the Department of Motor Vehicles since 2020, appointed to lead business and technology transformation efforts for the DMV to become a modern enterprise. Prior to him appointment, Ajay Gupta served as a special advisor to the DMV Director. Before joining state service, Ajay worked as a - [Nanci McKenzie](https://www.stasummit.com/speaker/nanci-mckenzie/) - Nanci McKenzie is an experienced speaker and a recognized expert in the field of payment technology. She is currently a Payments Expert at the Federal Reserve Bank of Atlanta. With over 38 years of experience in the payment technology industry, Nanci has a wealth of knowledge and expertise in payment processing, fraud prevention, and risk - [Karan Puri](https://www.stasummit.com/speaker/karan-puri/) - Karan is Associate Vice President and Head of Product leading innovation in identity and open banking including bank-based identity network known as Interac Verified. He was recently appointed at DIACC Board of Directors. He has over 10 years of experience working in Financial Services in Canada since graduating from the MBA program at Schulich School - [Ralph Rodriguez](https://www.stasummit.com/speaker/ralph-rodriguez/) - Ralph A. Rodriguez is President, Chief Product Officer (CPO), and a member of the Board of Directors for Daon. He is accountable for defining the go-to-market vision, strategy, and roadmaps for Daon's products and technology. Ralph was most recently an Executive-in-Residence at Summit Partners, a Boston-based private equity firm. Previously he was a Research Scientist - [Andreas Aabye](https://www.stasummit.com/speaker/andreas-aabye/) - Andreas Aabye is Senior Director at Visa where he currently leads Card Present and Strategic Initiatives for North America Product. Andreas recently rejoined Visa after finishing his MBA at INSEAD. All in all, he has worked at Visa close to 10 years. Prior to his MBA, he rolled out chip and contactless payments in the - [Mike McCamon](https://www.stasummit.com/speaker/mike-mccamon/) - The NFC Forum empowers organizations to deliver secure, tap-based interactions with an intuitive, reliable experience to users around the globe. In my current role as Executive Director, I work with the Board of Directors and our community across many disciplines to fully realize the convenience of NFC technology and the "contactless lifestyle.” - [Frances Zelazny](https://www.stasummit.com/speaker/frances-zelazny/) - Frances Zelazny is Co-Founder & CEO of Anonybit, a decentralized biometrics infrastructure (not blockchain!) that is breaking new ground in the area of user privacy and digital security. Since her early days in identity management, Frances has been an outspoken advocate for consumer privacy and the responsible use of biometric data. She is a past - [Hannah Pekarske](https://www.stasummit.com/speaker/hannah-pekarske/) - With 8 years of experience at FIS as a business systems analyst, I've had the opportunity to spearhead various technological advancements in the EBT payment industry. My expertise encompasses a deep understanding of multiple payment technologies, with a specific focus on EBT Chip Card and Mobile technology. I have knowledge of its implementation, security features, - [Kelly Andrus](https://www.stasummit.com/speaker/kelly-andrus/) - Kelly supports the Merchant Advisory Group (MAG) as their Director of Collaboration with over 30 years of experience in merchant payments. Most recently, Kelly developed and delivered strategic initiatives as the Director of US Payments for EG America. Prior to that, she worked for a downstream refiner marketer and got her start in payments working - [David Tente](https://www.stasummit.com/speaker/david-tente/) - The ATMIA is a global, non-profit trade association with nearly 600 member organizations in 60 countries; including financial institutions, independent ATM deployers, manufacturers, payment networks, processors, and a wide variety of service and technology market segments. As Executive Director, USA & Americas, David is responsible for leading ATMIA’s largest Region. His business development career in - [Johannes Lintzen](https://www.stasummit.com/speaker/johannes-lintzen/) - Johannes is the Global Business Development Director for PQShield, a cybersecurity company specializing in post-quantum cryptography (PQC). Prior to joining the team at PQShield, he spent seven years as Regional Managing Director for Cryptomathic, protecting high-value payment transactions and helping to solve key management challenges for some of the world's leading companies. Earlier in his - [Adam "Sully" Perella](https://www.stasummit.com/speaker/adam-sully-perella/) - Adam "Sully" Perella is a Technical Director at Schellman Compliance LLC. His main focus is training, but he supports the PCI, P2PE, PIN, 3DS, SSF, Zero Trust, crypto, and digital trust services. Sully’s experience started in the Air Force and includes data analysis, application testing, penetration testing, incident response, digital forensics, cryptographic operations, and most - [David Turner](https://www.stasummit.com/speaker/david-turner/) - As FIDO's Senior Technical Director, David oversees the specification development process of the technical working groups and other technical outputs of the FIDO Alliance. He also leads FIDO's engagements with other standards bodies. David has over three decades of industry experience in product development, marketing, legal and corporate affairs, international standards development, and technology evangelism. - [Blair Cohen](https://www.stasummit.com/speaker/blair-cohen/) - Blair Cohen is the Founder and President of AuthenticID, a disruptive and transformational AI-driven identity verification and fraud prevention company. Its technology quickly and securely verifies identities with 99% + accuracy in seconds. The outcome for companies is a reduction in fraud costs, elevated security, and a friction-free customer experience. As a dynamic technology entrepreneur - [Minh Nguyen](https://www.stasummit.com/speaker/minh-nguyen/) - Minh Nguyen is Chief Product Officer at Onfido, an Entrust company, dedicated to making digital identity simple. In this role, Minh oversees both product strategy and design, and product and program management. He leads the strategic evolution of Onfido’s Real Identity Platform—an end-to-end identity verification platform—focusing on ML-powered identity-proofing tech and digital identity solutions. Minh - [David Kelts](https://www.stasummit.com/speaker/david-kelts/) - David’s goal of bringing high-trust identity into the control of every citizen started in 2013 with two US Government grants that proved that privacy and trust can be created online - and ignited the “selfie” identity verification craze. It expands today into the deployment of Mobile Identity (mDL & mID). David is a Certified Information - [Les Matthews](https://www.stasummit.com/speaker/les-matthews/) - Les Matthews is Executive Vice President and the Head of Services for North America at Mastercard where he has worked for the last 14+ years. Mastercard’s services business includes both Data & Services and Cyber and Intelligence with the goal of helping Mastercard partners secure, optimize and manage to better outcomes. Prior to this role - [Matt Charpentier](https://www.stasummit.com/speaker/matt-charpentier/) - As Visa’s Vice President and Global Head of Authentication and Digital Identity, Matt Charpentier leads the team in charge of designing, developing and delivering identity solutions that secure the payment ecosystem. Matt and his team make sure that all good transactions are approved, all bad transactions are declined, while ensuring the optimal user experience. During - [Linda Van Horn](https://www.stasummit.com/speaker/linda-van-horn/) - Linda Van Horn, BS, MBA is the Founder of iShare Medical, the trusted online platform for securing, sending, and sharing medical records for patients, providers, payers, and devices across our nationwide network of 2.8 million healthcare providers. Ms. Van Horn is an active member of DirectTrust, a non-profit ANSI standards development organization, trust framework, and - [Prashant Sharma](https://www.stasummit.com/speaker/prashant-sharma/) - I currently lead biometric solutions and payments products for J.P. Morgan. I have been J.P. Morgan for little over a year. Prior to joining J.P. Morgan, I worked at Mastercard for 13 years in various product leadership roles including head of product for Digital Identity, head of small business acceptance solutions and Digital Wallet Solutions. - [Arun Vemury](https://www.stasummit.com/speaker/arun-vemury/) - Arun Vemury is the Senior Advisor for Biometrics and Identity Technologies at the U.S. Department of Homeland Security, Science and Technology Directorate. DHS is among the largest users of advanced biometric and identity technologies in the world. This means, Arun must often examine some of the Department’s most challenging problems and develop practical approaches and - [Karl Alomar](https://www.stasummit.com/speaker/karl-alomar/) - Karl Alomar serves as Managing Partner of M13, a venture capital firm focused on early-stage consumer technology companies and supporting founders who are building the future of work, commerce, health, and money. Karl brings over two decades of executive-level experience building and growing technology businesses and spends his time at M13 across all functions of - [Kandyce Young](https://www.stasummit.com/speaker/kandyce-young/) - Ms. Young is a Manager of Data Security Standards for the PCI Security Standards Council where her role includes technical contributions to PCI DSS and related collateral and presenting on PCI DSS to stakeholders. Prior to joining the Council, Ms. Young was an ISA for a large data transmission and storage organization. Ms. Young holds - [Claire Le Gal](https://www.stasummit.com/speaker/claire-le-gal/) - Claire Le Gal currently is Senior Vice President, responsible for the Cyber Security & Risk Products team in the Cyber & Intelligence Solutions division at Mastercard. In that role, she is responsible for the development of cyber security solutions to secure the Mastercard ecosystem and ensure that cyber security solutions are accessible to all stakeholders, - [Paul Grassi](https://www.stasummit.com/speaker/paul-grassi/) - Paul Grassi is a Principal at Amazon, in the Identity Services group. He is responsible for defining the strategic direction of identity-related products and services across shoppers, sellers, and vendors for amazon.com and its subsidiaries. Prior to Amazon, Paul worked at AWS, leading the development of IAM and security offerings for Fortune 500 customers. He - [Ajay Amlani](https://www.stasummit.com/speaker/ajay-amlani/) - Ajay is a respected and accomplished identity technology expert, with a deep knowledge of cybersecurity across both the private and government sectors. He drives adoption of iProov’s face biometric technology as the premier way to authenticate consumers against the backdrop of growing cyberattacks and identity theft. Amlani has been growing successful identity technology companies since - [Bjorn Scharfen](https://www.stasummit.com/speaker/bjorn-scharfen/) - Bjorn has more than 26 years of experience in the electronic components industry and is currently Vice President for Strategic Initiatives within the Connected Security System Division (CSS) at Infineon Technologies. In this role he drives new technologies such as Ultra-Wideband as well as business setups and solutions. He represents Infineon in related standardization bodies ## Categories - [Uncategorized](https://www.stasummit.com/category/uncategorized/) ## Event Days - [Day 1](https://www.stasummit.com/days/day-1/) - [Day 2](https://www.stasummit.com/days/day-2/) - [Day 3](https://www.stasummit.com/days/day-3/) - [Monday, 03/02/2026](https://www.stasummit.com/days/monday-03-02-2026/) - [Tuesday, 03/03/2026](https://www.stasummit.com/days/tuesday-03-03-2026/) - [Wednesday, 03/04/2026](https://www.stasummit.com/days/wednesday-03-04-2026/) ## Event Rooms - [Identity & Access Track](https://www.stasummit.com/room/identity-access-track/) - [Payments Track](https://www.stasummit.com/room/payments-track/) - [Transportation Track](https://www.stasummit.com/room/transportation-track/) - [Keynote](https://www.stasummit.com/room/keynote/) - [mDL Technology Showcase](https://www.stasummit.com/room/mdl-technology-showcase/) - [U.S. Payments Forum Member Meeting](https://www.stasummit.com/room/u-s-payments-forum-member-meeting/) - [2026 Identity & Access Track](https://www.stasummit.com/room/2026-identity-access-track/) - [2026 Payments Track](https://www.stasummit.com/room/payments-track-2026/) - [2026 Emerging/Converging Technology](https://www.stasummit.com/room/emerging-converging-technology/) - [2026 Keynote](https://www.stasummit.com/room/2026-keynote/) - [2026 U.S. Payments Forum Member Meeting](https://www.stasummit.com/room/2026-u-s-payments-forum-member-meeting/) ## Sessions Years - [2025](https://www.stasummit.com/session-year/2025/) - [2026](https://www.stasummit.com/session-year/2026/) ## Years - [2024](https://www.stasummit.com/spoke/2024/) - [2025](https://www.stasummit.com/spoke/2025/) - [Featured](https://www.stasummit.com/spoke/featured/) - [2026](https://www.stasummit.com/spoke/2026/)